Kershaw County property record for 1897 Ridgeway Rd, Lugoff, SC 29078
| Property Type | Single Family Home |
|---|---|
| Details | 5,061 sqft · built 2012 |
| Lot Size | 8.93 acres (389,426 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 280-00-00-089 |
| Primary APN | 280-00-00-089 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,061 sqft Gross Area |
| Gross Area | 3,365 sqft |
| 1st Floor Area | 1,972 sqft |
| 2nd Floor Area | 1,393 sqft |
| Year Built | Built 2012 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 389,426 sqft (8.93 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Porch | Porch |
| Porch Area | 346 sqft |
| Deck Area | 636 sqft |
| Account Number | 5483 |
|---|---|
| Street Address | 1897 RIDGEWAY RD |
| City | LUGOFF |
| State | SC |
| Zip | 29078-8669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MRD-1 |
| Legal Description | DIST:280 MAP REF:BK 2867 PG 91 |
| Legal Subdivision | WILLIAM HARRISON & JENNIFER HA |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 970401 |
1897 Ridgeway Rd is owned and occupied by two individuals who acquired it in January 2015.
Source: Kershaw County records, as of November 6, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1897 RIDGEWAY RD, LUGOFF, SC 29078-8669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit SOUTH CAROLINA NAT'L GUARD FCU |
| Nov 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2015 |
| Deed Sale | Jan 16, 2015 |
| Deed Document Number | 0003325248 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1897 RIDGEWAY RD, LUGOFF, SC 29078-8669 |
| Document Number | 0000006684 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 9366 COLUMBIA SC 292900366, COLUMBIA, SC 29290-0366 |
| Document Number | 0000006684 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 003908/000313 |
| Instrument | 6684 |
| Name | SOUTH CAROLINA NAT'L GUARD FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBIA, SC 29290 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 26, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 1897 RIDGEWAY RD, LUGOFF, SC 29078-8669 |
| Document Number | 0000009362 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1897 RIDGEWAY RD LUGOFF SC 290788669, LUGOFF, SC 29078-8669 |
| Document Number | 0000009362 |
|---|---|
| Date | Nov 20, 2017 |
| Book Page | 003782/000157 |
| Instrument | 9362 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 19, 2047 |
The 2025 property tax bill for 1897 Ridgeway Rd was $1,725.
Source: Kershaw County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,725.00 | $283,900 Land $11,000 Building $272,900 | $342,450 |
| 2023 | $1,209.00 | $284,000 Land $11,000 Building $273,000 | $342,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1897 Ridgeway Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1897 Ridgeway Rd is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber | 1,000 / 1,000 |
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