19418 White Pine Ln, Culpeper, VA 22701 Property Records

Culpeper County property record for 19418 White Pine Ln, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1986
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Mar 2014)
Tax Bill	$1,715 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-B-2-B-2`

Property Details

APN / Parcel Number

Primary APN	`49-B-2-B-2`
Alternative APN	`3362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	58,370 sqft (1.34 acres)
Garage Area	528 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	8 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3362
Street Address	19418 WHITE PINE LN
City	CULPEPER
State	VA
Zip	22701-8355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 2, SECTION B NEAR WHITE SHOP ETC
Legal Subdivision	301
Legal Lot Number	2
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2003
Census Tract	930501

Owner

Source: Culpeper County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	19418 WHITE PINE LN, CULPEPER, VA 22701-8355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HIGHLANDS RESIDENTIAL MORTGAGE LTD LP
Dec 3, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2014 · Amount on Record
Deed Sale	Mar 14, 2014 · Amount on Record
Prior Sale	Aug 26, 2008 · Amount on Record
Deed Book / Page	1400 / 1084
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19418 WHITE PINE LN, CULPEPER, VA 22701-8355
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008096
Date	Sep 14, 2021
Instrument	210008096

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD LP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19418 WHITE PINE LN, CULPEPER, VA 22701-8355
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240005568
Date	Dec 3, 2024
Instrument	240005568

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,715.00 (+0.06%)	$398,800 (+12.46%) Land $119,200 Building $279,600	$398,800 (+12.46%) Land $119,200 Building $279,600
2024	$1,714.00 (+5.09%)
2023	$1,631.00	$354,600 Land $87,900 Building $266,700	$354,600 Land $87,900 Building $266,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAIRMONT MANOR private · serves 155 people · EPA ID VA6047040
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Virginia Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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