19395 White Pine Ln, Culpeper, VA 22701 Property Records

Culpeper County property record for 19395 White Pine Ln, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,985 sqft · built 1974
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Last Sale	$785,000 (Oct 2006)
Tax Bill	$2,853 (2025)
Deeds & Mortgages	Apr 2022 Refinance Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-B-2-B-7`

Property Details

APN / Parcel Number

Primary APN	`49-B-2-B-7`
Alternative APN	`2477`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,985 sqft Living Area
1st Floor Area	3,047 sqft
Basement Area	1,943 sqft
Finished Basement	1,943 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	117,176 sqft (2.69 acres)
Garage Area	2,186 sqft
Parking Spaces	10 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	798 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	2477
Street Address	19395 WHITE PINE LN
City	CULPEPER
State	VA
Zip	22701-8354
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	ROLLING HILLS LOT 7 NEAR WHITE SHOP PC 8/776
Legal Subdivision	301
Legal Lot Number	7
Jurisdiction	CULPEPER VA
Township / Civil Division	CEDAR MOUNTAIN
Census Block Group	2
Census Block	2003
Census Tract	930501

Owner

19395 White Pine Ln is owned and occupied by an individual who bought it in October 2006.

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	19395 WHITE PINE LN, CULPEPER, VA 22701-8354
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Aug 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2006 · Amount on File
Deed Sale	Oct 23, 2006 · Amount on File
Prior Sale	Nov 7, 2005 · Amount on File
Deed Book / Page	600 / 11324
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19395 WHITE PINE LN, CULPEPER, VA 22701-8354
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002629
Date	Apr 14, 2022
Instrument	220002629

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	19395 WHITE PINE LN, CULPEPER, VA 22701-8354
Document Number	170004275
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170004275
Date	Aug 9, 2017
Instrument	4275

Lender

Name	UNION BK&TR
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 8, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19395 White Pine Ln was $2,853.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,853.00	$663,600 Land $130,700 Building $532,900	$663,600 Land $130,700 Building $532,900
2024	$2,853.00 (+1.67%)
2023	$2,806.00	$610,100 Land $99,400 Building $510,700	$610,100 Land $99,400 Building $510,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19395 White Pine Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1995–2014)
Claims Outside the SFHA	4 of 6
Most Recent Claim	May 2014 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19395 White Pine Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAIRMONT MANOR private · serves 155 people · EPA ID VA6047040
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Virginia Broadband.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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