1941 Michael Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1941 Michael Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,816 sqft · built 1979
Lot Size	0.436 acres (19,005 sqft)
Owner	2 Individual Names on File
Last Sale	$605,000 (Apr 2026)
Tax Bill	$3,268 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061Z0-02-0C-02600`

Property Details

APN / Parcel Number

Primary APN	`061Z0-02-0C-02600`
Alternative APN	`25603`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,816 sqft Finished Area
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,005 sqft (0.436 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Patio Area	312 sqft
Shed	1 Shed
Shed Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1941 MICHAEL PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-2934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	GREENBRIER HEIGHTS 4 C 26
Legal Subdivision	GREENBRIER HEIGHTS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1000
Census Tract	10603

Owner

1941 Michael Pl is owned and occupied by two individuals who bought it in April 2026.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC
Apr 29, 2026	Deed, Transfer · Conventional Mortgage NFM LENDING
Feb 19, 2021	Deed, Transfer CHICAGO TITLE INSURANCE CO
Dec 22, 2020	Grant Deed, Construction Loan · Construction Mortgage PIEDMONT REALTY CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on File
Deed Sale	Apr 29, 2026 · Amount on File
Prior Sale	Feb 19, 2021 · Amount on File
Deed Document Number	20263998
Prior Transfer Date	Dec 1, 2016
Prior Transfer Doc	201600014009
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001964
Date	Feb 15, 2022
Instrument	202200001964

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate	3.48%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 29, 2026
Property Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934
Document Number	202600003998
Instrument Date	Apr 23, 2026
Instrument	20263998
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,105.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934

Mortgage

Document Number	0000003999,
Date	Apr 29, 2026
Instrument	20263999

Lender

Name	NFM LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Feb 19, 2021
Property Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934
Document Number	5482/555
Book / Page	5482 / 555
Map Reference	MB 550 PG 601
Instrument Date	Feb 10, 2021
Instrument	2021-00002937
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Tax	$410.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934

December 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Dec 22, 2020
Property Address	1941 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2934
Document Number	0000018775
Book / Page	005449 / 000635
Instrument Date	Dec 16, 2020
Instrument	18775
Transaction Type	Construction Loan
Record Updated	Jan 5, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5061 POINDEXTER RD LOUISA VA 230934671, LOUISA, VA 23093-4671

Mortgage

Document Number	18776
Date	Dec 22, 2020
Book Page	005449/000638
Instrument	18776

Lender

Name	PIEDMONT REALTY CAPITAL LLC
Address	PO BOX 798, GAINESVILLE, VA 20156-0798

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 21, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 1941 Michael Pl was $3,268, down 3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,268.00 (-30.04%)	$626,800 (+19.96%) Land $175,000 Building $451,800	$626,800 (+19.96%) Land $175,000 Building $451,800
2025	$4,671.00	$522,500 Land $165,000 Building $357,500	$522,500 Land $165,000 Building $357,500
2023	$3,829.00	$448,400 Land $135,000 Building $313,400	$448,400 Land $135,000 Building $313,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1941 Michael Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1941 Michael Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, T-Mobile, Ting, Verizon.

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