1938 Michael Pl, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1938 Michael Pl, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,125 sqft · built 1975
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,790 (2026)
Deeds & Mortgages	Aug 2026 Sale Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`061Z0-02-0B-01300`

Property Details

APN / Parcel Number

Primary APN	`061Z0-02-0B-01300`
Alternative APN	`25562`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,125 sqft Finished Area
Basement Area	1,125 sqft
Finished Basement	1,125 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Slab
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	1938 MICHAEL PL
City	CHARLOTTESVILLE
State	VA
Zip	22901-2935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	GREENBRIER HEIGHTS 4 B 13
Legal Subdivision	GREENBRIER HEIGHTS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1000
Census Tract	10603

Owner

Source: Albemarle County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1938 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2935
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME PT FIN'L
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY/VA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2005
Transfer Doc	3131/426
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 24, 2026
Property Address	1938 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2935
Document Number	0000008356
Instrument Date	Aug 24, 2026
Instrument	20268356
Transaction Type	Transfer
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1938 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2935
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1938 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2935
Document Number	0000013680
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	NTC - KEY W

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1938 MICHAEL PL CHARLOTTESVILLE VA 229012935, CHARLOTTESVILLE, VA 22901-2935

Mortgage

Document Number	0000013680
Date	Sep 30, 2020
Book Page	005398/000615
Instrument	13680

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2040

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1938 MICHAEL PL, CHARLOTTESVILLE, VA 22901-2935
Document Number	0000007589
Instrument Date	Jul 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	CHARLOTTESVILLE SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1938 MICHAEL PL CHARLOTTESVILLE VA 229012935, CHARLOTTESVILLE, VA 22901-2935

Mortgage

Document Number	0000007589
Date	Jul 10, 2018
Book Page	005069/000739
Instrument	7589

Lender

Name	UNIVERSITY/VA CMNTY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 9, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,790.00 (+18.45%)	$535,800 (+18.44%) Land $175,000 Building $360,800	$535,800 (+18.44%) Land $175,000 Building $360,800
2025	$4,044.00 (+8.39%)	$452,400 (+3.52%) Land $165,000 Building $287,400	$452,400 (+3.52%) Land $165,000 Building $287,400
2023	$3,731.00	$437,000 Land $135,000 Building $302,000	$437,000 Land $135,000 Building $302,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Brightspeed, T-Mobile, Ting, Verizon.

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