Caldwell County property record for 1940 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1992 |
| Lot Size | 2.38 acres (103,673 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Jul 2023) |
| Tax Bill | $1,066 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 178060 |
| Primary APN | 178060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Heated Area |
| Gross Area | 2,116 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,692 sqft |
| Unfinished Basement | 1,692 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 103,673 sqft (2.38 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 572 sqft |
| Carport | Carport |
| Carport Area | 572 sqft |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 178060 |
|---|---|
| Street Address | 1940 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-7665 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | BK 2087 PG 1722 YR 23 ST 256.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31100 |
1940 Zacks Fork Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2023.
Source: Caldwell County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1940 ZACKS FORK RD, LENOIR, NC 28645-7665 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 · Amount on File |
| Deed Sale | Jul 11, 2023 · Amount on File |
| Prior Sale | May 28, 2010 · Amount on File |
| Deed Document Number | 202310086236 |
| Deed Book / Page | 2087 / 1722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jul 11, 2023 |
| Property Address | 1940 ZACKS FORK RD, LENOIR, NC 28645-7665 |
| Document Number | 0020871722 |
| Book / Page | 2087 / 1722 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 10086236 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1460 NC HIGHWAY 268, LENOIR, NC 28645-8061 |
| Name | Verified Name |
|---|---|
| Address | 1940 ZACKS FORK RD, LENOIR, NC 28645-7665 |
| Document Number | 0010086237 |
|---|---|
| Date | Jul 11, 2023 |
| Instrument | 10086237 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
The 2026 property tax bill for 1940 Zacks Fork Rd was $1,066, down 20.6% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066.00 (-20.63%) | $169,200 (-) Land $27,300 Building $141,900 | |
| 2025 | $1,343.00 | $169,200 Land $27,300 Building $141,900 | $169,200 Land $27,300 Building $141,900 |
| 2023 | $75,100 (-) Land $23,200 Building $51,900 | $75,100 (-) Land $23,200 Building $51,900 | |
| 2022 | $578.00 | $75,100 Land $23,200 Building $51,900 | $75,100 Land $23,200 Building $51,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1940 Zacks Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1940 Zacks Fork Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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