Caldwell County property record for 1926 Zacks Fork Rd, Lenoir, NC 28645
| Property Type | Rural Home |
|---|---|
| Lot Size | 7.6 acres (331,056 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (May 2025) |
| Tax Bill | $372 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 175566 |
| Primary APN | 175566 |
|---|---|
| Alternative APNs |
|
| Lot Area | 331,056 sqft (7.6 acres) |
|---|
| Account Number | 183191 |
|---|---|
| Street Address | 1926 ZACKS FORK RD |
| City | LENOIR |
| State | NC |
| Zip | 28645-7665 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | BK 2064 PG 961 YR 22 ST 200.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31100 |
1926 Zacks Fork Rd, a rural home, is owned by an individual who bought it in May 2025.
Source: Caldwell County records, as of October 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5124 GUILDBROOK RD, CHARLOTTE, NC 28226 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Prior Sale | Mar 13, 2025 · Amount on File |
| Deed Document Number | 202510106766 |
| Deed Book / Page | 2135 / 120 |
| Prior Transfer Date | Mar 10, 2025 |
| Prior Transfer Doc | 0021300070 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Aug 17, 2022 |
| Property Address | 1926 ZACKS FORK RD, LENOIR, NC 28645-7665 |
| Document Number | 0020640961 |
| Book / Page | 2064 / 961 |
| Instrument Date | Aug 9, 2022 |
| Instrument | 10075757 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1926 ZACKS FORK RD, LENOIR, NC 28645-7665 |
| Document Number | 0020640964 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 2064/964 |
| Instrument | 10075758 |
| Name | 21ST MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | KNOXVILLE, TN 37902 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
The 2025 property tax bill for 1926 Zacks Fork Rd was $372.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,100 (-) Land $45,600 Building $4,500 | ||
| 2025 | $372.00 | $50,100 Land $45,600 Building $4,500 | $50,100 Land $45,600 Building $4,500 |
| 2023 | $42,700 (+33.86%) Land $38,200 Building $4,500 | $42,700 (+33.86%) Land $38,200 Building $4,500 | |
| 2022 | $298.00 | $31,900 Land $27,400 Building $4,500 | $31,900 Land $27,400 Building $4,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1926 Zacks Fork Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1926 Zacks Fork Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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