Berks County property record for 1940 Olive St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,270 sqft · built 1955 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $226,500 (Jul 2018) |
| Tax Bill | $3,641 (2026) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5318-79-31-4077 |
| Primary APN | 5318-79-31-4077 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,270 sqft Living Area |
| 1st Floor Area | 2,270 sqft |
| Basement Area | 1,127 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Stone |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17561500 |
|---|---|
| Street Address | 1940 OLIVE ST |
| City | READING |
| State | PA |
| Zip | 19604-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | DOGWOOD PLACE |
| Legal Block | 31 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 600 |
1940 Olive St is owned and occupied by two individuals who bought it in July 2018.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1940 OLIVE ST, READING, PA 19604-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 18, 2022 | Deed of Trust, Mortgage RIVERFRONT FCU |
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 3, 2018 | Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2018 · Amount on File |
| Deed Sale | Jul 3, 2018 · Amount on File |
| Prior Sale | Dec 6, 2013 · Amount on File |
| Deed Document Number | 201822155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1940 OLIVE ST, READING, PA 19604-1404 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000041067 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022041067 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Oct 18, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 1940 OLIVE ST, READING, PA 19604-1404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007166 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021007166 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Jul 3, 2018 |
| Property Address | 1940 OLIVE ST, READING, PA 19604-1404 |
| Document Number | 0000022155 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 2018022155 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | REGAL ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1940 OLIVE ST, READING, PA 19604-1404 |
| Document Number | 0000022156 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018022156 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 1940 Olive St was $3,641 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,641.00 Homeowner's exemption | $129,000 Land $20,600 Building $108,400 | $20,600 Land $20,600 |
| 2024 | $3,415.00 | $129,000 Land $20,600 Building $108,400 | |
| 1994 | $129,000 Land $20,600 Building $108,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1940 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1988) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 1988 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1940 Olive St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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