1931 Olive St, Reading, PA 19604 Property Records

Berks County property record for 1931 Olive St, Reading, PA 19604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,908 sqft · built 1948
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Aug 2023)
Tax Bill$3,266 (2026)
Deeds & MortgagesAug 2023 Sale & Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN5318-79-30-6937

Property Details

APN / Parcel Number

Primary APN5318-79-30-6937
Alternative APNs
  • 17-5318-79-30-6937
  • 17561450
  • 561450

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,908 sqft Living Area
Basement Area550 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area10,890 sqft (0.25 acres)
View / LotNeighborhood
PorchOpen Frame Porch
Shed1 Shed
Shed Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number17561450
Street Address1931 OLIVE ST
CityREADING
StatePA
Zip19604-1403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block30
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group2
Census Block2004
Census Tract600

Owner

1931 Olive St is owned and occupied by two individuals who bought it in August 2023.

Source: Berks County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1931 OLIVE ST, READING, PA 19604-1403
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Deed, Transfer · Conventional Mortgage
TOMPKINS TRUST CO
Oct 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 19, 2018Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on File
Deed SaleAug 25, 2023 · Amount on File
Prior SaleJun 19, 2018 · Amount on File
Deed Document Number202325313
Prior Transfer DateJun 6, 2018
Prior Transfer Doc0000020224
Record UpdatedOct 29, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateAug 25, 2023
Property Address1931 OLIVE ST, READING, PA 19604-1403
Document Number0000025313
Instrument DateAug 23, 2023
Instrument2023025313
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMER ABSTRACT WYOMISSI

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 OLIVE ST, READING, PA 19604-1403

Mortgage

Document Number0000025314
DateAug 25, 2023
Instrument2023025314
Lender
NameTOMPKINS TRUST CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address1931 OLIVE ST, READING, PA 19604-1403
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035626
DateOct 1, 2020
Instrument2020035626
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2050

June 2018: Deed, Transfer

Document TypeDeed
JurisdictionBERKS PA
Recording DateJun 19, 2018
Property Address1931 OLIVE ST, READING, PA 19604-1403
Document Number0000020224
Instrument DateJun 6, 2018
Instrument2018020224
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyEDGE ABSTRACT INDEPENDENCE L

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1931 OLIVE ST, READING, PA 19604-1403

Mortgage

Document Number0000020225
DateJun 19, 2018
Instrument2018020225
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1931 Olive St was $3,266.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,266.00$115,700 Land $29,700 Building $86,000$29,700 Land $29,700
2024$3,063.00 (-39.43%)$115,700 (-) Land $29,700 Building $86,000
2023$5,057.00 Homeowner's exemption$115,700 Land $29,700 Building $86,000
1994$115,700 Land $29,700 Building $86,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1931 Olive St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1988)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1931 Olive St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Olive St

Nearby Streets

Search Property Records by Address or Parcel Number