1940 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1940 Cook Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	5.3 acres (230,868 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Feb 2021)
Tax Bill	$3,194 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-25-400-003`

Property Details

APN / Parcel Number

Primary APN	`006-25-400-003`
Alternative APN	`0062540000300`

Exterior

Lot Area	230,868 sqft (5.3 acres)

Location & Zoning

Street Address	1940 COOK RD
City	OWOSSO
State	MI
Zip	48867-9141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T7N R2E S 10 ACRES OF SE 14 OF SE 14 EX COM 708 FT W OF SE COR OF SEC THW 612 FT N 330 FT E 612 FT S 330 FT TO BEG 5.3
Legal Range	02E
Legal Township	07N
Legal Section	25
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4006
Census Tract	30300

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1940 COOK RD, OWOSSO, MI 48867-9141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
Feb 10, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	20213342054
Deed Book / Page	1278 / 307
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 18, 2026
Property Address	1940 COOK RD, OWOSSO, MI 48867-9141
Document Number	0003404396
Book / Page	1339 / 797
Instrument Date	Jun 12, 2026
Instrument	20263404396
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 COOK RD, OWOSSO, MI 48867-9141

Mortgage

Document Number	0003404396,
Date	Jun 18, 2026
Book Page	1339/797
Instrument	20263404396

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2051

Interest

Rate	6.36%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Feb 10, 2021
Property Address	1940 COOK RD, OWOSSO, MI 48867-9141
Document Number	0012780307
Book / Page	1278 / 307
Instrument Date	Jan 29, 2021
Instrument	3342054
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1940 COOK RD, 1940, OWOSSO, MI 48867-9141

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1940 COOK RD, OWOSSO, MI 48867-9141

Mortgage

Document Number	3342055
Date	Feb 10, 2021
Instrument	3342055

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (+5.73%)	$243,400 (+5.73%)
2025	$3,194.00 (+2.67%) Homeowner's exemption	$115,100 (+9.2%)	$230,200 (+9.2%)
2024	$3,111.00 (+5.67%)
2023	$2,944.00 Homeowner's exemption	$105,400	$210,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Cook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures