1650 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1650 Cook Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$113,900 (Dec 2022)
Tax Bill	$1,650 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-25-400-006`

Property Details

APN / Parcel Number

Primary APN	`006-25-400-006`
Alternative APN	`0062540000600`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1650 COOK RD
City	OWOSSO
State	MI
Zip	48867-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T7N R2E E 268 FT OF N 175 FT OF N 20 ACRES OF S 100 ACRES OF SE 14 1 ACRE
Legal Range	02E
Legal Township	07N
Legal Section	25
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4002
Census Tract	30300

Owner

1650 Cook Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1650 COOK RD, OWOSSO, MI 48867-8959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CASON HOME LOANS
Dec 29, 2022	Warranty Deed, Transfer · FHA Mortgage CASON HOME LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on File
Deed Sale	Dec 29, 2022 · Amount on File
Deed Document Number	20223367346
Deed Book / Page	1303 / 282
Prior Transfer Date	Nov 10, 2012
Prior Transfer Doc	00117800720
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1650 COOK RD, OWOSSO, MI 48867-8959
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 COOK RD, OWOSSO, MI 48867-8959

Mortgage

Document Number	0013030226
Date	Dec 28, 2022
Book Page	1303/226
Instrument	3367290

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	FENTON, MI 48430

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Dec 29, 2022
Property Address	1650 COOK RD, OWOSSO, MI 48867-8959
Document Number	0013030282
Book / Page	1303 / 282
Instrument Date	Dec 27, 2022
Instrument	3367346
Transaction Type	Transfer
Record Updated	Jan 20, 2023
Title Company	CISLO TTL CO TTL INS & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1650 COOK RD, OWOSSO, MI 48867-8959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 COOK RD, OWOSSO, MI 48867-8959

Mortgage

Document Number	0013030225
Date	Dec 28, 2022
Book Page	1303/225
Instrument	3367289

Lender

Name	CASON HOME LOANS
Type	Mortgage Company
Address	NORTH PALM BEACH, FL 33408

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1650 Cook Rd was $1,650 with a homeowner's exemption, up 2.6% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Owosso Charter Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,500 (+5.68%)	$119,000 (+5.68%)
2025	$1,650.00 (+2.61%) Homeowner's exemption	$56,300	$112,600
2024	$1,608.00 (+51.98%)
2023	$1,058.00 Homeowner's exemption	$51,000	$102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1650 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1650 Cook Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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