194 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 194 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,728 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$240,000 (Sep 2020)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Jun 2022 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-103`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-103`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,728 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	194 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB 3 35.50 X 82.23
Legal Subdivision	FIELDSTONE LAKES SUB
Legal Lot Number	57
Jurisdiction	LORAIN OH
Township / Civil Division	NORTH RIDGEVILLE
Census Block Group	2
Census Block	2022
Census Tract	80701

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Transfer on Death Deed, Transfer
Sep 24, 2020	Grant Deed, Transfer THIRD FED'L S&L ASSN/CLEVELAND
Jul 16, 2018	Warranty Deed, Subdivision Related Transfer RET SOLUTIONS
May 15, 2018	Quit Claim Deed, Transfer STEWART TITLE
Apr 26, 2018	Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2020 · Amount on Record
Deed Sale	Sep 24, 2020 · Amount on Record
Prior Sale	Jul 16, 2018 · Amount on Record
Deed Document Number	2020005675
Record Updated	Jun 8, 2026

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 29, 2022
Property Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000881353
Map Reference	VOL 103 PG 73&74
Instrument Date	Apr 5, 2022
Instrument	2022-0881353
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2020
Property Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000780202
Instrument Date	Sep 17, 2020
Instrument	780202
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	FIRST TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7007 BROADWAY AVE CLEVELAND OH 441051441, CLEVELAND, OH 44105-1441

Mortgage

Document Number	780203
Date	Sep 24, 2020
Instrument	780203

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 16, 2018
Property Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000679844
Instrument Date	Jul 9, 2018
Instrument	679844
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 30, 2018
Title Company	RET SOLUTIONS

Transaction

Amount	Amount Recorded
Tax	$892.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	194 WESTMINSTER WAY ELYRIA OH 440358970, ELYRIA, OH 44035-8970

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	May 15, 2018
Property Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Document Number	0000672254
Instrument Date	May 4, 2018
Instrument	672254
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2018
Property Address	194 WESTMINSTER WAY, ELYRIA, OH 44035-8970
Instrument Date	Apr 26, 2018
Instrument	669911
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	RET SOLUTIONS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922

Mortgage

Document Number	0000669911
Date	Apr 26, 2018
Instrument	669911

Lender

Name	WAYNE SVGS CMNTY BK
Type	Federal Savings Bank
Address	151 N MARKET ST, WOOSTER, OH 44691-4809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00	$94,930 (%) Land $22,750 Building $72,180	$271,240 (-) Land $65,000 Building $206,240
2024	$3,055.00 (-7.03%)	$94,934 (+18.1%) Land $22,750 Building $72,184	$271,240 (+18.11%) Land $65,000 Building $206,240
2023	$3,286.00 (-0.3%)	$80,382 (+%) Land $19,023 Building $61,359	$229,660 (-) Land $54,350 Building $175,310
2022	$3,296.00	$80,380 Land $19,020 Building $61,360
2021			$229,660 Land $54,350 Building $175,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Windstream.

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