183 Westminster Way, Elyria, OH 44035 Property Records

Lorain County property record for 183 Westminster Way, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,740 sqft · built 2018
Owner	2 Individual Names on Record
Last Sale	$220,541 (Apr 2019)
Tax Bill	$3,795 (2025)
Deeds & Mortgages	Aug 2025 Transfer Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00-090-000-104`

Property Details

APN / Parcel Number

Primary APN	`11-00-090-000-104`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	183 WESTMINSTER WAY
City	ELYRIA
State	OH
Zip	44035-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIELDSTONE LAKES SUB 3 46.00 X 80.00
Legal Subdivision	FIELDSTONE LAKES SUB
Legal Lot Number	58
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2006
Census Tract	91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Transfer on Death Deed, Transfer
Apr 4, 2019	Warranty Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2018	Grant Deed, Mortgage · Line of Credit WAYNE SVGS CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2019 · Amount on Record
Deed Sale	Apr 4, 2019 · Amount on Record
Prior Sale	Jul 3, 2018
Deed Document Number	2019001636
Record Updated	Jun 8, 2026

August 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 20, 2025
Property Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000064273
Map Reference	VOL 103 PG 73&74
Instrument Date	Aug 14, 2025
Instrument	2025-0064273
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 4, 2019
Property Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000709727
Instrument Date	Apr 1, 2019
Instrument	709727
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2019
Title Company	REINHARDT AND ASSOC INC, REINHARDT & ASSOC INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	183 WESTMINSTER WAY ELYRIA OH 440358973, ELYRIA, OH 44035-8973

Mortgage

Document Number	709728
Date	Apr 4, 2019
Instrument	709728

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 3, 2018
Property Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Document Number	0000678557
Instrument Date	Jun 19, 2018
Instrument	678557
Transaction Type	Transfer
Record Updated	Jul 16, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 16155 ROCKY RIVER OH 441160155, ROCKY RIVER, OH 44116-0155

April 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 26, 2018
Property Address	183 WESTMINSTER WAY, ELYRIA, OH 44035-8973
Instrument Date	Apr 26, 2018
Instrument	669911
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	RET SOLUTIONS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2932 WOOSTER RD ROCKY RIVER OH 441162922, ROCKY RIVER, OH 44116-2922

Mortgage

Document Number	0000669911
Date	Apr 26, 2018
Instrument	669911

Lender

Name	WAYNE SVGS CMNTY BK
Type	Federal Savings Bank
Address	151 N MARKET ST, WOOSTER, OH 44691-4809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,795.00	$92,010 (%) Land $22,750 Building $69,260	$262,890 (-) Land $65,000 Building $197,890
2024	$3,795.00 (+1.36%)	$92,012 (+13.42%) Land $22,750 Building $69,262	$262,890 (+13.42%) Land $65,000 Building $197,890
2023	$3,744.00 (+0.32%)	$81,127 (+0.01%) Land $19,023 Building $62,104	$231,790 (-) Land $54,350 Building $177,440
2022	$3,732.00	$81,120 Land $19,020 Building $62,100
2021			$231,790 Land $54,350 Building $177,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Breezeline, Verizon.

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