Calvert County property record for 194 Thunderbird Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,800 sqft · built 1983 |
| Lot Size | 0.407 acres (17,762 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jan 2020) |
| Tax Bill | $3,272 (2025) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-126954 |
| Primary APN | 01-126954 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,800 sqft Total Area |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,762 sqft (0.407 acres) |
| Deck Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 126954 |
|---|---|
| Street Address | 194 THUNDERBIRD DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 24R SEC 3-L CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 24R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 861003 |
194 Thunderbird Dr is owned and occupied by an individual who bought it in January 2020.
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 194 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Apr 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on File |
| Deed Sale | Jan 15, 2020 · Amount on File |
| Prior Sale | Sep 28, 2012 · Amount on File |
| Deed Book / Page | 5512 / 309 |
| Prior Transfer Date | Aug 27, 2007 |
| Prior Transfer Doc | KPS003510007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 15, 2020 |
| Property Address | 194 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0055120309 |
| Book / Page | 5512 / 309 |
| Map Reference | MB KPS 5481 PL 0309 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | COUNSEL TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 194 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0005512315 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 5512/315 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 194 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0049760396 |
| Book / Page | 004976 / 000396 |
| Instrument Date | Apr 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 194 THUNDERBIRD DR LUSBY MD 206572504, LUSBY, MD 20657-2504 |
| Document Number | 0049760396 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 004976/000396 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2047 |
The 2025 property tax bill for 194 Thunderbird Dr was $3,272 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $284,000 (+8.08%) Land $55,200 Building $228,800 | $284,000 (-) Land $55,200 Building $228,800 | |
| 2025 | $3,272.00 Homeowner's exemption | $262,767 | $284,000 Land $55,200 Building $228,800 |
| 2023 | $2,288.00 Homeowner's exemption | $220,300 Land $55,200 Building $165,100 | $220,300 Land $55,200 Building $165,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Thunderbird Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 194 Thunderbird Dr is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people · EPA ID MD0040004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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