Calvert County property record for 178 Thunderbird Dr, Lusby, MD 20657
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 976 sqft · built 1989 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (May 2026) |
| Tax Bill | $3,363 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-098691 |
| Primary APN | 01-098691 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 976 sqft Total Area |
| Basement Area | 775 sqft |
| Finished Basement | 775 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 098691 |
|---|---|
| Street Address | 178 THUNDERBIRD DR |
| City | LUSBY |
| State | MD |
| Zip | 20657-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LT 21 SEC 4G CHES RANCH ESTS |
| Legal Subdivision | CHESAPEAKE RANCH ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 861003 |
Source: Calvert County records · APN 01-098691
Assessment roll updated July 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 11, 2026 | Deed, Transfer · FHA Mortgage MERIDIAN BANK |
| Jun 23, 2022 | Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Mar 16, 2017 | Grant Deed, Transfer NFM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2022 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 6899 / 21 |
| Prior Transfer Date | Jan 03, 2005 |
| Prior Transfer Doc | KPS023860691 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | May 11, 2026 |
| Property Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 6899000021 |
| Book / Page | 6899 / 21 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | PRIME TITLE AND SETTLEMENT, PREMIER TITLE & SETTLEMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $345,420.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Investor | Possibly a Property Investor |
| Document Number | 6899000029, |
|---|---|
| Date | May 11, 2026 |
| Book Page | 6899/29 |
| Name | MERIDIAN BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jun 23, 2022 |
| Property Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0063020426 |
| Book / Page | 6302 / 426 |
| Map Reference | MB JLB 1 FO 61 |
| Instrument Date | May 27, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2022 |
| Title Company | JDM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0006302434 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 6302/434 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Mar 16, 2017 |
| Property Address | 178 THUNDERBIRD DR, LUSBY, MD 20657-2504 |
| Document Number | 0049580473 |
| Book / Page | 004958 / 000473 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Title Company | MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 178 THUNDERBIRD DR LUSBY MD 206572504, LUSBY, MD 20657-2504 |
| Document Number | 49580480 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 004958/000480 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 15, 2047 |
Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,363.00 (+56.56%) | $271,133 (+31.11%) | $303,300 (+46.66%) Land $55,200 Building $248,100 |
| 2023 | $2,148.00 | $206,800 Land $55,200 Building $151,600 | $206,800 Land $55,200 Building $151,600 |
Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1991–2003) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
| Claims by Event |
|
| Wildfire Risk | Moderate above 47% of the US · above 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESAPEAKE RANCH ESTATES private · serves 9,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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