194 Shepherd Ln, Union, MO 63084 Property Records

Franklin County property record for 194 Shepherd Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,611 sqft · built 2022
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$3,414 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-9-29.0-0-000-013.300`

Property Details

APN / Parcel Number

Primary APN	`18-9-29.0-0-000-013.300`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,611 sqft Living Area

Exterior

Year Built	Built 2022
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Shed	1 Shed

Location & Zoning

Street Address	194 SHEPHERD LN
City	UNION
State	MO
Zip	63084-3437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 SW
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1020
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	194 SHEPHERD LN, UNION, MO 63084-3437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF UNION
Nov 6, 2023	Warranty Deed, Transfer NOT AVAILABLE, UST
Aug 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023
Deed Sale	Nov 6, 2023
Prior Sale	Aug 24, 2021
Deed Document Number	2313170
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	194 SHEPHERD LN, UNION, MO 63084-3437
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002304126
Date	Apr 10, 2023
Instrument	2304126

Lender

Name	UNITED BANK OF UNION
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Nov 6, 2023
Property Address	194 SHEPHERD LN, UNION, MO 63084-3437
Document Number	0002313170
Map Reference	DOC 1608014
Instrument Date	Oct 2, 2023
Instrument	2313170
Transaction Type	Transfer
Record Updated	Nov 29, 2023
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 283, UNION, MO 63084-0283

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	194 SHEPHERD LN, UNION, MO 63084-3437

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 24, 2021
Property Address	194 SHEPHERD LN, UNION, MO 63084-3437
Document Number	0002115970
Map Reference	DOC 1608014
Instrument Date	Aug 23, 2021
Instrument	2115970
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 SIENA BLVD, BRANSON, MO 65616-7533

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,414.00 (+5.73%)	$64,665 (+6.61%)	$340,340 (+6.61%) Land $43,120 Building $297,220
2023	$3,229.00 (+46,028.57%)	$60,658	$319,250 Land $37,100 Building $282,150
2022	$7.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
Bays-ET Highspeed Fixed Wireless	25 / 5

May also be available: AT&T, BlueBit Networks.

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