Stafford County property record for 194 Ruby Glen Ln, Fredericksburg, VA 22405
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,988 sqft · built 2018 |
| Lot Size | 3.64 acres (158,554 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $860,000 (Sep 2024) |
| Tax Bill | $187 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2018 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 56T-8 |
| Primary APN | 56T-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,988 sqft Living Area |
| Gross Area | 4,660 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 158,554 sqft (3.64 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 1,104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 51229 |
|---|---|
| Street Address | 194 RUBY GLEN LN |
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22405-1863 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | LOT 8 3.6399 AC RUBY GLEN |
| Legal Subdivision | RUBY GLEN |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | STAFFORD VA |
| Township / Civil Division | GEORGE WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10503 |
Source: Stafford County records, as of March 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage POTOMAC MORTGAGE GROUP INC |
| Oct 20, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Jul 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Mar 6, 2018 | Deed of Trust, Mortgage · Line of Credit ATKINS CO LLC |
| Oct 10, 2017 | Grant Deed, Subdivision Related Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2024 · Amount on Record |
| Deed Sale | Sep 11, 2024 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 202411145 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Document Number | 0260002806 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 260002806 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180014759 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 180014759 |
| Name | POTOMAC MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210035139 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 210035139 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Document Number | 190013214 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 194 RUBY GLEN LN FREDERICKSBURG VA 224051863, FREDERICKSBURG, VA 22405-1863 |
| Document Number | 190013214 |
|---|---|
| Date | Aug 6, 2019 |
| Instrument | 13214 |
| Name | US BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAFFORD VA |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Document Number | 180004493 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 180004493 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 4493 |
| Name | ATKINS CO LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STAFFORD VA |
| Recording Date | Oct 10, 2017 |
| Property Address | 194 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1863 |
| Document Number | 170018321 |
| Instrument Date | Oct 6, 2017 |
| Instrument | 18321 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $105.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4 CRYSTAL CT FREDERICKSBURG VA 224055762, FREDERICKSBURG, VA 22405-5762 |
Source: Stafford County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Stafford County |
| Unified School District | Stafford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $187.00 (-96.98%) | $762,000 (+16.25%) Land $155,000 Building $607,000 | $762,000 (+16.25%) Land $155,000 Building $607,000 |
| 2024 | $6,194.00 | ||
| 2023 | $6,194.00 (+12.03%) | $655,500 Land $125,000 Building $530,500 | $655,500 Land $125,000 Building $530,500 |
| 2021 | $5,529.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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