189 Ruby Glen Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 189 Ruby Glen Ln, Fredericksburg, VA 22405 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,442 sqft · built 2019
Lot Size	3.36 acres (146,675 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (May 2026)
Tax Bill	$4,488 (2025)
Deeds & Mortgages	Jan 2025 Second Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`56T-6`

Property Details

APN / Parcel Number

Primary APN	`56T-6`
Alternative APN	`51227`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	2,442 sqft Living Area
Gross Area	2,922 sqft
1st Floor Area	907 sqft
Basement Area	480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	146,675 sqft (3.36 acres)
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51227
Street Address	189 RUBY GLEN LN
City	FREDERICKSBURG
State	VA
Zip	22405-1862
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 3.3672 AC INCLUDING CEMETERY RUBY GLEN
Legal Subdivision	RUBY GLEN
Legal Block	1
Legal Lot Number	6
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	10503

Owner

Source: Stafford County records · APN 56T-6

Assessment roll updated August 25, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
May 04, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR
Dec 08, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MTG
Feb 28, 2019	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Prior Sale	Feb 28, 2019 · Amount on Record
Deed Document Number	20266293
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862
Transaction Type	Mortgage
Record Updated	Jun 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250000989
Date	Jan 28, 2025
Instrument	250000989

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2045

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 04, 2026
Property Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862
Document Number	0000006293
Instrument Date	May 01, 2026
Instrument	2026.6293
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$58,075.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862

Mortgage

Document Number	0000006294,
Date	May 04, 2026
Instrument	2026.6294

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.46%
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862
Document Number	190022614
Instrument Date	Dec 08, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RUBY GLEN LN FREDERICKSBURG VA 224051862, FREDERICKSBURG, VA 22405-1862

Mortgage

Document Number	190022614
Date	Dec 11, 2019
Instrument	22614

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 10, 2049

Interest

Rate Type	Fixed Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	Feb 28, 2019
Property Address	189 RUBY GLEN LN, FREDERICKSBURG, VA 22405-1862
Document Number	190002740
Instrument Date	Feb 26, 2019
Instrument	2740
Transaction Type	Transfer
Record Updated	Mar 12, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 RUBY GLEN LN FREDERICKSBURG VA 224051862, FREDERICKSBURG, VA 22405-1862

Mortgage

Document Number	190002741
Date	Feb 28, 2019
Instrument	2741

Lender

Name	ATLANTIC COAST MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated August 25, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,488.00 (+3.31%)	$479,200 (+20.49%) Land $140,100 Building $339,100	$479,200 (+20.49%) Land $140,100 Building $339,100
2024	$4,344.00 (+15.59%)
2023	$3,758.00 (+10.24%)	$397,700 Land $110,100 Building $287,600	$397,700 Land $110,100 Building $287,600
2021	$3,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stafford County (51179C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511790105031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Sep 2003, rainfall accumulation, Hurricane Isabel

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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