Colbert County property record for 194 River Dr, Tuscumbia, AL 35674
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,592 sqft · built 1992 |
| Lot Size | 2.95 acres (128,502 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,429 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03-07-2-001-003.009 |
| Primary APN | 13-03-07-2-001-003.009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,592 sqft Adjusted Area |
| 2nd Floor Area | 624 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 128,502 sqft (2.95 acres) |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Utility Building | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 18577 |
|---|---|
| Street Address | 194 RIVER DR |
| City | TUSCUMBIA |
| State | AL |
| Zip | 35674-8860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.95 ACRES IN PT S 1/2 OF NW 1/4 OF NW 1/4 300 X 410 /DB 2021 PG 37339-37340 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20500 |
Source: Colbert County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · Line of Credit LISTERHILL CU |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 |
| Deed Sale | Sep 23, 2021 |
| Deed Document Number | 0202137339 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 194 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02026/8982 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 2026/8982 |
| Instrument | 202608982 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 194 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/23061 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 2022/23061 |
| Instrument | 202223061 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 27, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: Colbert County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Tuscumbia City |
| Unified School District | Tuscumbia City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,429.00 (+3.78%) | $30,680 (+3.65%) Land $2,200 Building $28,480 | $306,500 (+3.58%) Land $21,800 Building $284,700 |
| 2024 | $1,377.00 (+6%) | $29,600 (+4.96%) Land $2,020 Building $27,580 | $295,900 (+4.93%) Land $20,200 Building $275,700 |
| 2023 | $1,299.00 (+15.47%) Homeowner's exemption | $28,200 (+15.86%) | $282,000 (+15.92%) Land $20,200 Building $261,800 |
| 2022 | $1,125.00 Homeowner's exemption | $24,340 | $243,280 Land $20,500 Building $222,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1991–2021) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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