Colbert County property record for 190 River Dr, Tuscumbia, AL 35674
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,611 sqft · built 1955 |
| Lot Size | 1.52 acres (66,211 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (Sep 2018) |
| Tax Bill | $593 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03-07-2-001-003.006 |
| Primary APN | 13-03-07-2-001-003.006 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,611 sqft Adjusted Area |
| Gross Area | 1,534 sqft |
| 1st Floor Area | 1,534 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 66,211 sqft (1.52 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 232096 |
|---|---|
| Street Address | 190 RIVER DR |
| City | TUSCUMBIA |
| State | AL |
| Zip | 35674-8860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.52 ACRES IN PT S 1/2 OF NW 1/4 OF NW 1/4 /DB 2023 PG 16989-16990 |
| Legal Range | 11W |
| Legal Township | 04S |
| Legal Section | 07 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | TRI-CITIES |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 20500 |
Source: Colbert County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 190 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Jul 14, 2023 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Sep 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on Record |
| Deed Sale | Sep 13, 2018 · Amount on Record |
| Deed Document Number | 201825810 |
| Deed Book / Page | 2018 / 25810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 190 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2025/28677 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 2025/28677 |
| Instrument | 202528677 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Jul 14, 2023 |
| Property Address | 190 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Document Number | 2023/16989 |
| Book / Page | 2023 / 16989 |
| Map Reference | DB 2018 PG 25810 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202316989 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 824 W LAMAR AVE, TUSCUMBIA, AL 35674-3110 |
| Name | Verified Name |
|---|---|
| Address | 190 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Document Number | 2023/16991 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 2023/16991 |
| Instrument | 202316991 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Sep 13, 2018 |
| Property Address | 190 RIVER DR, TUSCUMBIA, AL 35674-8860 |
| Document Number | 2018/25810 |
| Book / Page | 2018 / 25810 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 201825810 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 923 COUNTY ROAD 236, 923, TOWN CREEK, AL 35672-6209 |
| Name | Verified Name |
|---|---|
| Address | 824 W LAMAR AVE, TUSCUMBIA, AL 35674-3110 |
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Tuscumbia City |
| Unified School District | Tuscumbia City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $593.00 (+7.04%) | ||
| 2025 | $554.00 (+6.74%) | $11,560 (+6.84%) Land $3,580 Building $7,980 | $117,000 (+8.13%) Land $36,100 Building $80,900 |
| 2024 | $519.00 (+4.01%) | $10,820 (+3.64%) Land $3,340 Building $7,480 | $108,200 (+3.64%) Land $33,400 Building $74,800 |
| 2023 | $499.00 (+8.71%) | $10,440 (+8.98%) | $104,400 (+8.98%) Land $33,400 Building $71,000 |
| 2022 | $459.00 | $9,580 | $95,800 Land $32,960 Building $62,840 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 11 (1991–2021) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TUSCUMBIA WATER WORKS serves 16,539 people · EPA ID AL0000331 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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