Union County and Cranford Township property record for 194 North Ave E, Cranford, NJ 07016
| Property Type | Commercial |
|---|---|
| Details | 1,519 sqft · built 1920 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Company Name on File |
| Last Sale | $213,750 (Feb 2021) |
| Tax Bill | $11,401 (2025) |
| Deeds & Mortgages | Feb 2021 Sale Jul 2020 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00314-0000-00005 |
| Primary APN | 03-00314-0000-00005 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,519 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 8,751 sqft (0.201 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 3518003 |
|---|---|
| Street Address | 194 NORTH AVE E |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2439 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Subdivision | TOWNSHIP/CRANFORD |
| Legal Block | 314 |
| Legal Lot Number | 5 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 37200 |
194 North Ave E, a commercial property, is owned by a company that bought it in February 2021.
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 1, 2021 | Bargain and Sale Deed, Transfer ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 24, 2020 | Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 6, 2020 | Grant Deed, Transfer CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY |
| Oct 16, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2021 · Amount on File |
| Deed Sale | Feb 1, 2021 · Amount on File |
| Prior Sale | Oct 6, 2020 · Amount on File |
| Deed Document Number | 20211085 |
| Deed Book / Page | 6399 / 2275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Feb 1, 2021 |
| Property Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0063992275 |
| Book / Page | 6399 / 2275 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 1085 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & SETMNT SVC LL |
| Amount | Amount on Record |
|---|---|
| Tax | $1,044.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 CHIPPAWA WAY, CRANFORD, NJ 07016-1537 |
| Name | Verified Name |
|---|---|
| Address | 21 CHIPPAWA WAY, CRANFORD, NJ 07016-1537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0147352171 |
| Instrument Date | Jul 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Title Company | CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 194 NORTH AVE E CRANFORD NJ 070162439, CRANFORD, NJ 07016-2439 |
| Document Number | 0147352171 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 014735/002171 |
| Instrument | 695504 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 24, 2020 |
| Property Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0063752668 |
| Book / Page | 6375 / 2668 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 326306 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 BROWN TER, 7, CRANFORD, NJ 07016-1501 |
| Name | Verified Name |
|---|---|
| Address | 2 CHIPPAWA WAY, CRANFORD, NJ 07016 |
| Document Number | 695504 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 695504 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 6, 2020 |
| Property Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0063842570 |
| Book / Page | 006384 / 002570 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 328758 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | CLEAR SKIES TITLE AGENCY, CLEAR SKIES TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CHIPPAWA WAY CRANFORD NJ 070161537, CRANFORD, NJ 07016-1537 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 194 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0143562065 |
| Book / Page | 014356 / 002065 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 194 NORTH AVE E CRANFORD NJ 070162439, CRANFORD, NJ 07016-2439 |
| Document Number | 0143562065 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 014356/002065 |
| Instrument | 648471 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 30, 2047 |
The 2025 property tax bill for 194 North Ave E was $11,401, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,300 (-) Land $63,000 Building $94,300 | $157,300 (-) Land $63,000 Building $94,300 | |
| 2025 | $11,401.00 (+6.92%) | $157,300 Land $63,000 Building $94,300 | $157,300 Land $63,000 Building $94,300 |
| 2024 | $10,663.00 | ||
| 2023 | $157,300 Land $63,000 Building $94,300 | $157,300 Land $63,000 Building $94,300 | |
| 2022 | $10,400.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 North Ave E in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1978–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 194 North Ave E has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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