Union County and Cranford Township property record for 192 North Ave E, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 2,688 sqft · built 1900 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $690,000 (Oct 2020) |
| Tax Bill | $15,315 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2026 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00314-0000-00004 |
| Primary APN | 03-00314-0000-00004 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,688 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 8,751 sqft (0.201 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 3517002 |
|---|---|
| Street Address | 192 NORTH AVE E |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-2439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | VILLA SITES |
| Legal Block | 314 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 37200 |
Source: Union County and Cranford Township records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 258 SAINT NICHOLAS AVE, 2, NEW YORK, NY 10027-5356 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED MIDWEST SAVINGS BANK |
| Feb 20, 2026 | Deed of Trust, Mortgage ERNA SKRZYPINSKI |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional with PMI FAMILY FIRST FNDG |
| Oct 1, 2020 | Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2020 · Amount on Record |
| Deed Sale | Oct 1, 2020 · Amount on Record |
| Prior Sale | Aug 19, 2013 |
| Deed Document Number | 2020328635 |
| Deed Book / Page | 6384 / 153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 1, 2026 |
| Property Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0000094220 |
| Book / Page | 15823 / 2904 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 202694220 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0000094220, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 15823/2904 |
| Instrument | 202694220 |
| Name | UNITED MIDWEST SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 17, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0157622818 |
|---|---|
| Date | Feb 20, 2026 |
| Book Page | 15762/2818 |
| Instrument | 88821 |
| Name | ERNA SKRZYPINSKI |
|---|---|
| Type | Private Party |
| Address | 208 W 119TH ST APT 4M, NEW YORK, NY 10026 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0147790371 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2020 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 192 NORTH AVE E CRANFORD NJ 070162439, CRANFORD, NJ 07016-2439 |
| Document Number | 0147790371 |
|---|---|
| Date | Oct 1, 2020 |
| Book Page | 014779/000371 |
| Instrument | 700105 |
| Name | FAMILY FIRST FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TOMS RIVER, NJ 08753 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Oct 1, 2020 |
| Property Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 0063840153 |
| Book / Page | 6384 / 153 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 328635 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,139.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4016 ASHTON RIDGE LN, 4016, CHARLOTTE, NC 28226-7760 |
| Name | Verified Name |
|---|---|
| Address | 192 NORTH AVE E, CRANFORD, NJ 07016-2439 |
| Document Number | 700105 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 700105 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Aug 1, 2050 |
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $211,300 (-) Land $64,800 Building $146,500 | $211,300 (-) Land $64,800 Building $146,500 | |
| 2025 | $15,315.00 (+6.92%) | $211,300 (-) Land $64,800 Building $146,500 | $211,300 (-) Land $64,800 Building $146,500 |
| 2024 | $14,324.00 (+2.53%) | ||
| 2023 | $211,300 Land $64,800 Building $146,500 | $211,300 Land $64,800 Building $146,500 | |
| 2022 | $13,971.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1978–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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