194 N Berwick Ln, Franklin, TN 37069 Property Records

Williamson County property record for 194 N Berwick Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,034 sqft · built 1996
Lot Size	0.151 acres (6,574 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Jul 2015)
Tax Bill	$2,758 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`015M-I-005.00-000`

Property Details

APN / Parcel Number

Primary APN	`015M-I-005.00-000`
Alternative APNs	`094015M I 00500` `180768`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,034 sqft Living Area
Gross Area	3,758 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Finished Basement	728 sqft
Unfinished Basement	724 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,574 sqft (0.151 acres)
Lot Dimensions	173 ft deep x 38 ft wide
Driveway	Driveway

Exterior Amenities

Porch	Stoop
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	194 N BERWICK LN
City	FRANKLIN
State	TN
Zip	37069-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS SEC 13 PB 22 PG 57 LOT 1307 SUBD REV
Legal Subdivision	TEMPLE HILLS
Legal Lot Number	1307
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50405

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 N BERWICK LN, FRANKLIN, TN 37069-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit FIRST TENNESSEE BANK NA
Jan 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Nov 26, 2007 · Amount on Record
Deed Document Number	201530057
Deed Book / Page	6512 / 806
Last Transfer Date	Jul 9, 2020
Transfer Doc	0083870549
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	194 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069910895
Date	Jan 25, 2017
Book Page	6991/0895
Instrument	17003229

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	FRANKLIN, TN 37069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	194 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0074110255
Date	Jul 13, 2018
Book Page	7411/0255
Instrument	18027118

Lender

Name	FIRST TENNESSEE BANK NA
Type	Bank
Address	FRANKLIN, TN 37069

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 21, 2021
Property Address	194 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0083870549
Book / Page	8387 / 549
Map Reference	MB 22 PG 57
Instrument Date	Jul 9, 2020
Instrument	21004124
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 N BERWICK LN, FRANKLIN, TN 37069-7131

Mortgage

Document Number	0021004125
Date	Jan 21, 2021
Instrument	21004125

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,758.00 (+11.61%)	$212,175 (+61.44%) Land $67,500 Building $144,675	$848,700 (+61.44%) Land $270,000 Building $578,700
2024	$2,471.00
2023	$2,471.00	$131,425 (-) Land $28,125 Building $103,300	$525,700 (-) Land $112,500 Building $413,200
2022	$2,471.00	$131,425 Land $28,125 Building $103,300	$525,700 Land $112,500 Building $413,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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