186 N Berwick Ln, Franklin, TN 37069 Property Records

Williamson County property record for 186 N Berwick Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,395 sqft · built 1997
Lot Size	0.497 acres (21,669 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Mar 2018)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`094015M I 00300`

Property Details

APN / Parcel Number

Primary APN	`094015M I 00300`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,395 sqft Living Area
Gross Area	4,660 sqft
1st Floor Area	1,985 sqft
2nd Floor Area	1,410 sqft
Basement Area	1,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,669 sqft (0.497 acres)
Lot Dimensions	233 ft deep x 93 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	36 sqft
Patio Area	267 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	186 N BERWICK LN
City	FRANKLIN
State	TN
Zip	37069-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD TEMPLE HILLS SEC 13 PB 21 PG 51 LOT 1309
Legal Subdivision	TEMPLE HILLS
Legal Lot Number	1309 93
Jurisdiction	WILLIAMSON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1000
Census Tract	50405

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NB OF MIDDLE TENNESSEE
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Oct 5, 2017	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NB OF MIDDLE TENNESSEE
Mar 7, 2018	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Jun 12, 2006 · Amount on Record
Deed Document Number	18008397
Deed Book / Page	7309 / 0852
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	RUDY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077180811
Date	Aug 22, 2019
Book Page	7718/0811
Instrument	19033487

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MCMINNVILLE, TN 37110

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 26, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	RUDY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077180798
Date	Aug 22, 2019
Book Page	7718/0798
Instrument	19033486

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071990743
Date	Oct 5, 2017
Book Page	7199/0743
Instrument	17041268

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083670855
Date	Jan 7, 2021
Book Page	8367/855
Instrument	21001103

Lender

Name	FIRST NB OF MIDDLE TENNESSEE
Type	Bank
Address	MURFREESBORO, TN 37129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 7, 2018
Property Address	186 N BERWICK LN, FRANKLIN, TN 37069-7131
Document Number	0073090852
Book / Page	7309 / 0852
Map Reference	MB21 PG51
Instrument Date	Mar 5, 2018
Instrument	18008397
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	RUDY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,090.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	186 N BRENRICK LN, FRANKLIN, TN 37069

Mortgage

Document Number	0018008398
Date	Mar 7, 2018
Instrument	18008398

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,407.00 (-43.63%)	$262,100 (+63.07%) Land $75,000 Building $187,100	$1,048,400 (+63.07%) Land $300,000 Building $748,400
2024	$6,044.00 (+1%)
2023	$3,022.00	$160,725 (-) Land $31,250 Building $129,475	$642,900 (-) Land $125,000 Building $517,900
2022	$3,022.00	$160,725 Land $31,250 Building $129,475	$642,900 Land $125,000 Building $517,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	15 (1979–2025)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 2 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	H.B.& T.S. UTILITY DISTRICT serves 40,094 people · EPA ID TN0000699
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G and 4G LTE (outdoors only)

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