194 Main St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 194 Main St, Cornwall, NY 12518

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,686 sqft · built 1884
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jul 2019)
Tax Bill$13,349 (2024)
Deeds & MortgagesAug 2022 Refinance
Jul 2019 Sale & Refinance
Flood ZoneZone X (minimal risk)
APN332489 18-4-6

Property Details

APN / Parcel Number

Primary APN332489 18-4-6
Alternative APNs
  • 248901800000040060000000
  • 18-4-6

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,686 sqft Living Area
Gross Area3,281 sqft
1st Floor Area1,260 sqft
2nd Floor Area951 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1884
Effective Year BuiltEffective 1950
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Foundation TypeNo Foundation
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions204 ft deep x 64 ft wide
View / LotSuburban
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18-4-6
Street Address194 MAIN ST
CityCORNWALL
StateNY
Zip12518-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR4
Legal Block4
Legal Lot Number6.000
JurisdictionORANGE NY
Township / Civil DivisionCORNWALL
Census Block Group3
Census Block3003
Census Tract13000

Owner

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address194 MAIN ST, CORNWALL, NY 12518-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Jul 15, 2019Deed, Transfer · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2019 · Amount on Record
Deed SaleJul 15, 2019 · Amount on Record
Prior SaleJul 10, 2012 · Amount on Record
Deed Document Number201949463
Deed Book / Page14594 / 143
Last Transfer DateFeb 4, 2022
Transfer Doc0000061860
Record UpdatedSep 20, 2026

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionORANGE NY
Recording DateAug 24, 2022
Property Address194 MAIN ST, CORNWALL, NY 12518-1512
Document Number0000061860
Book / Page15295 / 465
Instrument DateFeb 4, 2022
Instrument20220061860
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 MAIN ST, CORNWALL, NY 12518-1512

Mortgage

Document Number0000061861
DateAug 24, 2022
Book Page15295/470
Instrument20220061861
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2037

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateJul 15, 2019
Property Address194 MAIN ST, CORNWALL, NY 12518-1512
Document Number0000049463
Book / Page14594 / 143
Instrument DateJul 2, 2019
Instrument20190049463
Transaction TypeTransfer
Record UpdatedApr 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address50 KEMBLE AVE, COLD SPRING, NY 10516-2905

Mortgage

Document Number0000049464
DateJul 15, 2019
Book Page14594/147
Instrument20190049464
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionCornwall Town
Unified School DistrictCornwall Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323,800 (-) Land $75,500 Building $248,300$512,200 (+6.69%)
2024$13,349.00
2023$323,800 (+1.57%) Land $75,500 Building $248,300$480,100 (+13.63%) Land $111,944 Building $368,156
2022$318,800 Land $75,500 Building $243,300$422,500 Land $100,059 Building $322,441

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORNWALL-ON-HUDSON
serves 9,700 people · EPA ID NY3503526
Water SourceSurface water
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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