188 Main St, Cornwall, NY 12518 Property Records

Orange County and Cornwall Town property record for 188 Main St, Cornwall, NY 12518

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 1870
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$456,000 (Apr 2025)
Tax Bill	$7,630 (2024)
Deeds & Mortgages	Apr 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`332489 18-4-3`

Property Details

APN / Parcel Number

Primary APN	`332489 18-4-3`
Alternative APNs	`248901800000040030000000` `18-4-3`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,288 sqft Living Area
Gross Area	1,414 sqft
1st Floor Area	644 sqft
2nd Floor Area	644 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1950
Architectural Style	Old Style
Exterior Material	Wood
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Suburban
Garage Type	Carport
Garage Area	162 sqft
Carport	Carport
Carport Area	162 sqft
Porch	Covered Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	18-4-3
Street Address	188 MAIN ST
City	CORNWALL
State	NY
Zip	12518-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Block	4
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	CORNWALL
Census Block Group	3
Census Block	3003
Census Tract	13000

Owner

188 Main St is owned by an individual who bought it in April 2025.

Source: Orange County and Cornwall Town records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	13 CHERRY AVE, CORNWALL ON HUDSON, NY 12520-1505
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Prior Sale	Jun 21, 2005 · Amount on File
Deed Document Number	202526060
Deed Book / Page	15717 / 533
Record Updated	Oct 29, 2026

April 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Apr 15, 2025
Property Address	188 MAIN ST, CORNWALL, NY 12518-1512
Document Number	0000026060
Book / Page	15717 / 533
Instrument Date	Apr 11, 2025
Instrument	20250026060
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CHERRY AVE, CORNWALL ON HUDSON, NY 12520-1505

Mortgage

Document Number	0000026061
Date	Apr 15, 2025
Instrument	20250026061

Lender

Name	HUDSON VALLEY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2035
Max Rate At Change	2.75%
Index	Other

Tax Assessment & Valuation

Source: Orange County and Cornwall Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Cornwall Town
Unified School District	Cornwall Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$179,400 (-) Land $58,700 Building $120,700	$283,800 (+3.09%)
2024	$7,630.00 Homeowner's exemption Senior Citizen's exemption	$179,400 (-) Land $58,700 Building $120,700	$275,300 (+3.5%)
2023		$179,400 (-) Land $58,700 Building $120,700	$266,000 (+11.86%) Land $87,036 Building $178,964
2022		$179,400 Land $58,700 Building $120,700	$237,800 Land $77,809 Building $159,991

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 188 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNWALL-ON-HUDSON serves 9,700 people · EPA ID NY3503526
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20