Monmouth County and Long Branch City property record for 194 Ludlow St, Long Branch, NJ 07740
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 650 sqft · built 1950 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Company Name on File |
| Last Sale | $245,000 (Jan 2021) |
| Tax Bill | $5,619 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jan 2021 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 27-00330-0000-00017 |
| Primary APN | 27-00330-0000-00017 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 650 sqft Living Area |
| 1st Floor Area | 650 sqft |
| Basement Area | 650 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Porch |
|---|---|
| Patio Area | 168 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 54640000 |
|---|---|
| Street Address | 194 LUDLOW ST |
| City | LONG BRANCH |
| State | NJ |
| Zip | 07740-7221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Subdivision | CITY/LONG BRANCH |
| Legal Block | 330 |
| Legal Lot Number | 17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | LONG BRANCH |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 805500 |
194 Ludlow St is owned by a company that bought it in January 2021.
Source: Monmouth County and Long Branch City records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24 LOTUS CT, OCEAN, NJ 07712-7200 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACCOLEND LLC |
| Jan 8, 2021 | Grant Deed, Transfer NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on File |
| Deed Sale | Jan 8, 2021 · Amount on File |
| Deed Document Number | 20214841 |
| Deed Book / Page | 9471 / 5402 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 194 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Address | 24 LOTUS CT, OCEAN, NJ 07712-7200 |
| Document Number | 0095660614 |
|---|---|
| Date | Dec 17, 2021 |
| Book Page | 9566/614 |
| Instrument | 2021180355 |
| Name | ACCOLEND LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEANECK, NJ 07666 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 8, 2021 |
| Property Address | 194 LUDLOW ST, LONG BRANCH, NJ 07740-7221 |
| Document Number | 0000004841 |
| Book / Page | 009471 / 005402 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 4841 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $245.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 24 LOTUS CT OCEAN NJ 077127200, OCEAN, NJ 07712-7200 |
The 2025 property tax bill for 194 Ludlow St was $5,619, up 4.7% from the year before.
Source: Monmouth County and Long Branch City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Long Branch City |
| Unified School District | Long Branch City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,100 (+5.47%) Land $263,000 Building $132,100 | $395,100 (+5.47%) Land $263,000 Building $132,100 | |
| 2025 | $5,619.00 (+4.71%) | $374,600 Land $248,000 Building $126,600 | $374,600 Land $248,000 Building $126,600 |
| 2024 | $5,366.00 | ||
| 2023 | $303,600 Land $188,000 Building $115,600 | $303,600 Land $188,000 Building $115,600 | |
| 2022 | $4,260.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Ludlow St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 units insured incl. 4 condo units |
| Nearby Flood Claims | 115 (1979–2023) |
| Claims Outside the SFHA | 49 of 115 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 194 Ludlow St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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