178 Ludlow St, Long Branch, NJ 07740 Property Records

Monmouth County and Long Branch City property record for 178 Ludlow St, Long Branch, NJ 07740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,368 sqft · built 1910
Lot Size	0.279 acres (12,136 sqft)
Owner	Individual Name on File
Last Sale	$107,500 (Sep 2001)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Jul 2019 Transfer
Flood Zone	Zone X (moderate risk)
APN	`27-00330-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`27-00330-0000-00014`
Alternative APNs	`270033000014` `54610000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	684 sqft
Upper Floors Area	684 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	12,136 sqft (0.279 acres)
Lot Dimensions	148 ft deep x 82 ft wide
Porch	Enclosed Porch
Deck Area	288 sqft
Canopy	288 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	54610000
Street Address	178 LUDLOW ST
City	LONG BRANCH
State	NJ
Zip	07740-7221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	330
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	LONG BRANCH
Census Block Group	3
Census Block	3014
Census Tract	805500

Owner

178 Ludlow St is owned and occupied by an individual who acquired it in May 2019.

Source: Monmouth County and Long Branch City records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	178 LUDLOW ST, LONG BRANCH, NJ 07740-7221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2001 · Amount on File
Deed Sale	Sep 14, 2001 · Amount on File
Deed Book / Page	8050 / 5145
Last Transfer Date	May 14, 2019
Transfer Doc	0093578087
Record Updated	Sep 20, 2026

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 16, 2019
Property Address	178 LUDLOW ST, LONG BRANCH, NJ 07740-7221
Document Number	0000062844
Book / Page	009357 / 008087
Instrument Date	May 14, 2019
Instrument	62844
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 LUDLOW ST LONG BRANCH NJ 077407221, LONG BRANCH, NJ 07740-7221

Tax Assessment & Valuation

The 2025 property tax bill for 178 Ludlow St was $6,633, up 4.1% from the year before.

Source: Monmouth County and Long Branch City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Long Branch City
Unified School District	Long Branch City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,000 (+5.16%) Land $277,200 Building $187,800	$465,000 (+5.16%) Land $277,200 Building $187,800
2025	$6,633.00 (+4.15%)	$442,200 Land $262,200 Building $180,000	$442,200 Land $262,200 Building $180,000
2024	$6,369.00
2023		$366,500 Land $202,200 Building $164,300	$366,500 Land $202,200 Building $164,300
2022	$5,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Ludlow St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 48 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 units insured incl. 4 condo units
Nearby Flood Claims	115 (1979–2023)
Claims Outside the SFHA	49 of 115
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 70 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 23 claims Coastal Storms & Flooding, Mar 1984 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 178 Ludlow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250