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194 Lower Rd, Deerfield, MA 01342 Property Records

Franklin County and Deerfield Town property record for 194 Lower Rd, Deerfield, MA 01342

Property Summary

Property TypeSingle Family Home
Details4 bd · 5.5 ba · 3,368 sqft · built 2005
Lot Size8 acres (348,480 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Jan 2024)
Tax Bill$11,704 (2025)
Deeds & MortgagesJul 2026 Sale
Jan 2024 Sale
+ 4 more
APNDEER M:59 L:33

Property Details

APN / Parcel Number

Primary APNDEER M:59 L:33
Alternative APNs
  • M:0007 B:0000 L:0026
  • 6845

Interior

Bedrooms4 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,368 sqft Living Area
Gross Area7,608 sqft
Basement Area1,868 sqft
Unfinished Basement1,868 sqft
Fireplaces1 Fireplace
FireplaceFireplace
Central VacuumCentral Vacuum

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area348,480 sqft (8 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number6845
Street Address194 LOWER RD
CityDEERFIELD
StateMA
Zip01342-9729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot Number33
JurisdictionDEERFIELD MA
Township / Civil DivisionDEERFIELD
Census Block Group1
Census Block1099
Census Tract40900

Owner

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address194 LOWER RD, DEERFIELD, MA 01342-9729
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2026Redemption Deed, Transfer
Jan 16, 2024Deed, Transfer
Sep 6, 2017Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 13, 2019Deed of Trust, Mortgage · Balloon Mortgage
GREENFIELD SAVINGS BANK
Dec 27, 2018Quit Claim Deed, Transfer
Quitclaim
Aug 10, 2018Quit Claim Deed, Transfer
HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Prior SaleAug 10, 2018 · Amount on Record
Deed Book / Page8270 / 108
Prior Transfer DateDec 10, 2018
Prior Transfer Doc7304-129
Record UpdatedSep 20, 2026

July 2026: Redemption Deed, Transfer

Document TypeRedemption Deed
JurisdictionDEERFIELD MA
Recording DateJul 6, 2026
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Document Number0000005900
Book / Page8667 / 259
Instrument DateJun 29, 2026
Instrument20265900
Transaction TypeTransfer
Record UpdatedJul 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionDEERFIELD MA
Recording DateJan 16, 2024
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Document Number008270-108
Book / Page8270 / 108
Instrument DateJan 16, 2024
Instrument416
Transaction TypeTransfer
Record UpdatedFeb 2, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address194 LOWER RD, DEERFIELD, MA 01342-9729

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEERFIELD MA
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7089-122
DateSep 6, 2017
Book Page7089/122
Instrument9770
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 1, 2047

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDEERFIELD MA
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7334-139
DateMar 13, 2019
Book Page7334/139
Instrument2309
Lender
NameGREENFIELD SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueApr 1, 2044

December 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEERFIELD MA
Recording DateDec 27, 2018
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Document Number7304-129
Book / Page007304 / 000129
Instrument DateDec 10, 2018
Instrument13657
Transaction TypeTransfer
Record UpdatedJan 15, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address87 SCHOOL ST HATFIELD MA 010389732, HATFIELD, MA 01038-9732

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDEERFIELD MA
Recording DateAug 10, 2018
Property Address194 LOWER RD, DEERFIELD, MA 01342-9729
Document Number7237-259
Book / Page7237 / 259
Instrument8129
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$90.93
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 LOWER RD, DEERFIELD, MA 01342-9729

Mortgage

Document Number72370264
DateAug 10, 2018
Instrument07237/0264
Lender
NameHARBORONE MORTGAGE
Agreement
AmountAmount Recorded
Term360 Months
DueAug 10, 2048

Tax Assessment & Valuation

Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionDeerfield Town
Elementary School DistrictDeerfield School District (PK - 06)
Secondary School DistrictFrontier School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,704.00 (+5.37%)$883,300 (+10.14%) Land $167,800 Building $715,500
2024$11,108.00 (+5.78%)$802,000 (+14.33%) Land $155,500 Building $646,500$1,097,155
2023$10,501.00$701,500 Land $119,800 Building $581,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies8 in force
Nearby Flood Claims7 (1984–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimJul 2023 · rainfall accumulation
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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