Franklin County and Deerfield Town property record for 190 Lower Rd, Deerfield, MA 01342
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,682 sqft · built 1987 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,900 (Mar 2023) |
| Tax Bill | $6,833 (2026) |
| Deeds & Mortgages | Mar 2023 Sale Apr 2018 Sale & Mortgage |
| APN | DEER M:59 L:31 |
| Primary APN | DEER M:59 L:31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 4,160 sqft |
| Basement Area | 1,682 sqft |
| Unfinished Basement | 1,682 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7 0 83 |
|---|---|
| Street Address | 190 LOWER RD |
| City | DEERFIELD |
| State | MA |
| Zip | 01342-9729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 31 |
| Jurisdiction | DEERFIELD MA |
| Township / Civil Division | DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 40900 |
Source: Franklin County and Deerfield Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 200 LOWER RD, DEERFIELD, MA 01342-9733 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 8, 2023 | Quit Claim Deed, Transfer |
| Apr 23, 2018 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2023 · Amount on Record |
| Deed Sale | Mar 8, 2023 · Amount on Record |
| Prior Sale | Apr 23, 2018 · Amount on Record |
| Deed Book / Page | 8140 / 190 |
| Prior Transfer Date | Feb 28, 2023 |
| Prior Transfer Doc | 008140-190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Recording Date | Mar 8, 2023 |
| Property Address | 190 LOWER RD, DEERFIELD, MA 01342-9729 |
| Document Number | 008140-190 |
| Book / Page | 8140 / 190 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 1797 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 200 LOWER RD, DEERFIELD, MA 01342-9733 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DEERFIELD MA |
| Recording Date | Apr 23, 2018 |
| Property Address | 190 LOWER RD, DEERFIELD, MA 01342-9729 |
| Document Number | 7185-295 |
| Book / Page | 007185 / 000295 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 3705 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2018 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.32 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 122 LOWER RD DEERFIELD MA 013429729, DEERFIELD, MA 01342-9729 |
| Document Number | 7185-300 |
|---|---|
| Date | Apr 23, 2018 |
| Book Page | 007185/000300 |
| Instrument | 3706 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2048 |
Source: Franklin County and Deerfield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Deerfield Town |
| Elementary School District | Deerfield School District (PK - 06) |
| Secondary School District | Frontier School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,833.00 (+7.84%) | $508,000 (+6.23%) Land $145,200 Building $362,800 | $482,402 (+24.34%) |
| 2025 | $6,336.00 (+4.52%) | $478,200 (+9.25%) Land $145,200 Building $333,000 | |
| 2024 | $6,062.00 (+9.19%) | $437,700 (+18.01%) Land $135,100 Building $302,600 | $387,980 |
| 2023 | $5,552.00 | $370,900 Land $101,000 Building $269,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (1984–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD FIRE DISTRICT serves 1,300 people · EPA ID MA1074000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 8 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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