194 Lower Creek Rd, Ithaca, NY 14850 Property Records

Tompkins County and Dryden Town property record for 194 Lower Creek Rd, Ithaca, NY 14850

Property Summary

Property Type	Apartments (5+ Units)
Details	7,500 sqft · built 1980
Lot Size	2.64 acres (114,998 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2001)
Tax Bill	$32,214 (2026)
Deeds & Mortgages	Jul 2021 Refinance Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`502489 44.-1-3.411`

Property Details

APN / Parcel Number

Primary APN	`502489 44.-1-3.411`
Alternative APN	`248904400000010034110000`

Interior

Stories	1 Story
Building Area	7,500 sqft Gross Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	114,998 sqft (2.64 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	194 LOWER CREEK RD
City	ITHACA
State	NY
Zip	14850
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Block	1
Legal Lot Number	3.411
Jurisdiction	TOMPKINS NY
Township / Civil Division	DRYDEN
Census Block Group	1
Census Block	1006
Census Tract	1400

Owner

Source: Tompkins County and Dryden Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	967 PERU SOUTH LANSING RD, GROTON, NY 13073-9729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK OF GROTON
Jul 20, 2020	Deed of Trust, Construction Loan · Construction Mortgage CFCU CMNTY CU
Jul 16, 2020	Loan Modification, Mortgage CFCU CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2001 · Amount on Record
Deed Sale	May 17, 2001 · Amount on Record
Deed Book / Page	903 / 295
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Property Address	194 LOWER CREEK RD, ITHACA, NY 14850
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7524
Date	Jul 2, 2021
Instrument	2021-07524

Lender

Name	FIRST NATIONAL BANK OF GROTON

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	TOMPKINS NY
Recording Date	Jul 20, 2020
Property Address	194 LOWER CREEK RD, ITHACA, NY 14850
Document Number	0000006805
Instrument Date	Jul 16, 2020
Instrument	6805
Transaction Type	Construction Loan
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 PERU SOUTH LANSING RD GROTON NY 130739729, GROTON, NY 13073-9729

Mortgage

Document Number	0000006805
Date	Jul 20, 2020
Instrument	6805

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	TOMPKINS NY
Property Address	194 LOWER CREEK RD, ITHACA, NY 14850
Document Number	0000006806
Instrument Date	Jul 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	967 PERU SOUTH LANSING RD GROTON NY 130739729, GROTON, NY 13073-9729

Mortgage

Document Number	0000006806
Date	Jul 20, 2020
Instrument	6806

Lender

Name	CFCU CMNTY CU
Type	Credit Union
Address	ITHACA, NY 14850

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tompkins County and Dryden Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tompkins County
County Subdivision	Dryden Town
Unified School District	Dryden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$32,214.00
2025		$1,100,000 (+1%) Land $50,000 Building $1,050,000	$1,100,000 (+1%) Land $50,000 Building $1,050,000
2023		$1,000,000 Land $50,000 Building $950,000	$1,000,000 Land $50,000 Building $950,000
2019	$10,979.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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