Iredell County property record for 194 Lockhard Cir, Troutman, NC 28166
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,046 sqft · built 2023 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Dec 2013) |
| Tax Bill | $2,784 (2025) |
| Deeds & Mortgages | Apr 2023 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 4730-22-9385.000 |
| Primary APN | 4730-22-9385.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,992 sqft |
| 1st Floor Area | 2,046 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Lot Width | 202 ft Width |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Storage Building | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80013223 |
|---|---|
| Street Address | 194 LOCKHARD CIR |
| City | TROUTMAN |
| State | NC |
| Zip | 28166-7655 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | SR 1475 |
| Legal Subdivision | FALLSTOWN CENTRAL |
| Legal Block | 22 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | FALLSTOWN |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 61205 |
Source: Iredell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 194 LOCKHARD CIR, TROUTMAN, NC 28166-7655 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2013 · Amount on Record |
| Deed Sale | Dec 19, 2013 · Amount on Record |
| Prior Sale | Nov 1, 1983 |
| Deed Book / Page | 2279 / 2495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 194 LOCKHARD CIR, TROUTMAN, NC 28166-7655 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 571 KIMLYN AVE, IRWIN, PA 15642-1949 |
| Document Number | 0029861741 |
|---|---|
| Date | Apr 17, 2023 |
| Book Page | 2986/1741 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | May 1, 2054 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $497,200 (+9.52%) Land $93,500 Building $403,700 | $497,200 (+9.52%) Land $93,500 Building $403,700 | |
| 2025 | $2,784.00 (+14.8%) | $454,000 (+20.21%) Land $93,500 Building $360,500 | $454,000 (+20.21%) Land $93,500 Building $360,500 |
| 2024 | $2,425.00 (+332.26%) | $377,670 (+303.93%) Land $93,500 Building $284,170 | $377,670 (+303.93%) Land $93,500 Building $284,170 |
| 2023 | $561.00 (+104%) | $93,500 (+112.89%) Land $93,500 | $93,500 (+112.89%) Land $93,500 |
| 2022 | $275.00 | $43,920 Land $43,920 | $43,920 Land $43,920 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2008 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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