182 Lockhard Cir, Troutman, NC 28166 Property Records

Iredell County property record for 182 Lockhard Cir, Troutman, NC 28166 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2023
Lot Size	1 acres (43,647 sqft)
Owner	2 Company Names on File
Tax Bill	$3,344 (2025)
Deeds & Mortgages	Jun 2026 Transfer Apr 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4730-32-0516.000`

Property Details

APN / Parcel Number

Primary APN	`4730-32-0516.000`
Alternative APN	`80086430`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,610 sqft Heated Area
Gross Area	5,824 sqft
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Finished Basement	1,610 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	43,647 sqft (1 acres)
Lot Width	185 ft Width
Garage Type	Mixed
Garage Area	1,440 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	588 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80086430
Street Address	182 LOCKHARD CIR
City	TROUTMAN
State	NC
Zip	28166-7655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ERIC G GOVERNALE M2 PB74-92
Legal Subdivision	MINOR SUBDIVISION FOR ERIC G GOVERNALE
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4011
Census Tract	61205

Owner

Source: Iredell County records · APN 4730-32-0516.000

Assessment roll updated April 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	182 LOCKHARD CIR, TROUTMAN, NC 28166-7655
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Quit Claim Deed, Transfer ROYAL TITLE COMPANY, ROYAL OAK TITLE COMPANY
Apr 21, 2022	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA
Aug 27, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 03, 2026
Transfer Doc	3218001594
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Jun 03, 2026
Property Address	182 LOCKHARD CIR, TROUTMAN, NC 28166-7655
Document Number	3218001594
Book / Page	3218 / 1594
Instrument Date	Jun 03, 2026
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	ROYAL TITLE COMPANY, ROYAL OAK TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	182 LOCKHARD CIR, TROUTMAN, NC 28166-7655

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	182 LOCKHARD CIR, TROUTMAN, NC 28166-7655
Transaction Type	Mortgage
Record Updated	Mar 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002913939
Date	Apr 21, 2022
Book Page	2913/939

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 27, 2021
Property Address	182 LOCKHARD CIR, TROUTMAN, NC 28166-7655
Document Number	0028452100
Book / Page	2845 / 2100
Map Reference	MB 74 PG 92
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Mar 08, 2023

Transaction

Amount	Amount Recorded
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	121 FOX HUNT DR, MOORESVILLE, NC 28117-9408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6410 HASLEY WOODS DR, HUNTERSVILLE, NC 28078-1219

Tax Assessment & Valuation

Source: Iredell County records · Assessment roll updated April 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,344.00 (+25.01%)	$547,380 (+25.58%) Land $85,000 Building $462,380	$547,380 (+25.58%) Land $85,000 Building $462,380
2024	$2,675.00 (+424.51%)	$435,870 (+412.79%) Land $85,000 Building $350,870	$435,870 (+412.79%) Land $85,000 Building $350,870
2023	$510.00	$85,000 Land $85,000	$85,000 Land $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Iredell County (37097C), updated January 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370970612054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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