194 Laguna Dr, Tracy, CA 95376 Property Records

San Joaquin County property record for 194 Laguna Dr, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,246 sqft · built 1968
Lot Size0.194 acres (8,450 sqft)
Owner2 Company Names on File
Last Sale$505,000 (Jan 2024)
Tax Bill$5,933 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN214-410-160-000

Property Details

APN / Parcel Number

Primary APN214-410-160-000
Alternative APN
  • 214-410-16

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,246 sqft Living Area
1st Floor Area1,246 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCustom Design
Construction TypeWood
Lot Area8,450 sqft (0.194 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number214-410-16
Street Address194 LAGUNA DR
CityTRACY
StateCA
Zip95376-1928
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAW 891006 FR ORIG APN 211360169
Legal SubdivisionCABRILLO PARK 07
Legal Block3
Legal Lot Number40
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group3
Census Block3000
Census Tract5310

Owner

194 Laguna Dr is owned by a company that acquired it in October 2024.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Company Names on File
Mailing Address194 LAGUNA DR, TRACY, CA 95376-1928
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2024 · Amount on File
Deed SaleJan 23, 2024 · Amount on File
Prior SaleOct 2, 2009 · Amount on File
Deed Document Number20245866
Last Transfer DateOct 21, 2024
Transfer Doc0000091185
Record UpdatedOct 29, 2026

January 2024: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 23, 2024
Property Address194 LAGUNA DR, TRACY, CA 95376-1928
Document Number0000005866
Map ReferenceVOL 17 PG 124
Instrument DateJan 8, 2024
Instrument2024-005866
Transaction TypeTransfer
Record UpdatedFeb 2, 2024
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address321 LAGUNA DR # DT, DT, TRACY, CA 95376-1931

Mortgage

Document Number0000005867
DateJan 23, 2024
Instrument2024-005867
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2054

Mortgage

Document Number0000005868
DateJan 23, 2024
Instrument2024-005868
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term362 Months
DueMar 20, 2054

Tax Assessment & Valuation

The 2026 property tax bill for 194 Laguna Dr was $5,933.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,933.00 (-0.03%)
2025$5,935.00$515,100 Land $153,000 Building $362,100
2023$2,371.00 (+2.07%)$217,111 Land $53,346 Building $163,765$475,290
2022$2,323.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 194 Laguna Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 194 Laguna Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.

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