San Joaquin County property record for 181 Laguna Dr, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,801 sqft · built 1968 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $600,000 (May 2026) |
| Tax Bill | $6,306 (2026) |
| Deeds & Mortgages | Nov 2024 Line of Credit May 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-410-100-000 |
| Primary APN | 214-410-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,801 sqft Living Area |
| 1st Floor Area | 1,801 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Old Parcel Number | 214-410-10 |
|---|---|
| Street Address | 181 LAGUNA DR |
| City | TRACY |
| State | CA |
| Zip | 95376-1927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDRAW 891006 FR ORIG APN 211360102 |
| Legal Subdivision | CABRILLO PARK 07 |
| Legal Tract | 818 |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 5310 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 5, 2024 | Deed of Trust, Mortgage · Line of Credit KINECTA FCU |
| May 28, 2026 | Grant Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA |
| Nov 5, 2020 | Grant Deed, Transfer · VA Mortgage SCENIC OAKS FUNDING |
| Dec 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Apr 26, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2026 · Amount on Record |
| Deed Sale | May 28, 2026 · Amount on Record |
| Prior Sale | Nov 5, 2020 · Amount on Record |
| Deed Document Number | 202648410 |
| Prior Transfer Date | Aug 27, 1998 |
| Prior Transfer Doc | 0000104487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000095040 |
|---|---|
| Date | Nov 5, 2024 |
| Instrument | 2024-095040 |
| Name | KINECTA FCU |
|---|---|
| Type | Credit Union |
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 30, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 28, 2026 |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000048410 |
| Instrument Date | May 20, 2026 |
| Instrument | 202648410 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $66,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000048411, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202648411 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 5, 2020 |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000150842 |
| Map Reference | VOL 17 PG 124 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020-150842 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000150843 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2020-150843 |
| Name | SCENIC OAKS FUNDING |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000144448 |
| Instrument Date | Dec 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 LAGUNA DR TRACY CA 953761927, TRACY, CA 95376-1927 |
| Document Number | 0000144448 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 144448 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000039089 |
| Instrument Date | Apr 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 181 LAGUNA DR TRACY CA 953761927, TRACY, CA 95376-1927 |
| Document Number | 0000039089 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 39089 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 26, 2018 |
| Property Address | 181 LAGUNA DR, TRACY, CA 95376-1927 |
| Document Number | 0000045900 |
| Instrument Date | Apr 8, 2018 |
| Instrument | 45900 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $473.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 181 LAGUNA DR TRACY CA 953761927, TRACY, CA 95376-1927 |
| Document Number | 45901 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 45901 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,306.00 (-0.05%) | ||
| 2025 | $6,309.00 (+10.26%) | $547,707 (+4.04%) Land $129,890 Building $417,817 | |
| 2023 | $5,722.00 (+2.07%) | $526,442 Land $124,848 Building $401,594 | $595,980 |
| 2022 | $5,606.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 860 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Ayera Technologies, Matrix Broadband, T-Mobile, Verizon.
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