194 Jerome Pl, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 194 Jerome Pl, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,865 sqft · built 1906
Lot Size	0.121 acres (5,249 sqft)
Owner	2 Individual Names on File
Last Sale	$660,000 (Nov 2025)
Tax Bill	$12,696 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-00308-0000-00091`

Property Details

APN / Parcel Number

Primary APN	`02-00308-0000-00091`
Alternative APN	`020030800091`

Interior

Stories	2 Stories
Building Area	1,865 sqft Living Area
Gross Area	1,949 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Multi-Family
Lot Area	5,249 sqft (0.121 acres)
Lot Dimensions	150 ft deep x 35 ft wide

Location & Zoning

Old Parcel Number	020030800091
Street Address	194 JEROME PL
City	BLOOMFIELD
State	NJ
Zip	07003-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	35 X 150
Legal Block	308
Legal Lot Number	91
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3012
Census Tract	15500

Owner

194 Jerome Pl is owned and occupied by two individuals who bought it in November 2025.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	194 JEROME PL, BLOOMFIELD, NJ 07003-4916
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed, Transfer · FHA Mortgage LUMINATE BANK
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	Jan 28, 2011 · Amount on File
Deed Document Number	202569522
Record Updated	Oct 29, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 7, 2025
Property Address	194 JEROME PL, BLOOMFIELD, NJ 07003-4916
Document Number	0000069522
Instrument Date	Oct 31, 2025
Instrument	2025069522
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	CLEAR SKIES TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	58 BEAUMONT PL, NEWARK, NJ 07104-1702

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	194 JEROME PL, BLOOMFIELD, NJ 07003-4916

Mortgage

Document Number	0000069523
Date	Nov 7, 2025
Instrument	2025069523

Lender

Name	LUMINATE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	194 JEROME PL, BLOOMFIELD, NJ 07003-4916
Document Number	0000010778
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 JEROME PL BLOOMFIELD NJ 070034916, BLOOMFIELD, NJ 07003-4916

Mortgage

Document Number	0000010778
Date	Feb 6, 2018
Instrument	10778

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 194 Jerome Pl was $12,696, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,900 (-) Land $108,800 Building $255,100	$363,900 (-) Land $108,800 Building $255,100
2025	$12,696.00 (+2.86%)	$363,900 Land $108,800 Building $255,100	$363,900 Land $108,800 Building $255,100
2024	$12,343.00
2023		$363,900 (-) Land $108,800 Building $255,100	$363,900 (-) Land $108,800 Building $255,100
2022	$11,652.00 (+1.88%)	$363,900 Land $108,800 Building $255,100	$363,900 Land $108,800 Building $255,100
2021	$11,437.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Jerome Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	147 (1983–2024)
Claims Outside the SFHA	1 of 147
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 43 claims Hurricane Irene, Aug 2011 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 194 Jerome Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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