188 Jerome Pl, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 188 Jerome Pl, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1908
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Aug 2021)
Tax Bill	$11,447 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-00308-0000-00088`

Property Details

APN / Parcel Number

Primary APN	`02-00308-0000-00088`
Alternative APN	`020030800088`

Interior

Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	150 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	020030800088
Street Address	188 JEROME PL
City	BLOOMFIELD
State	NJ
Zip	07003-4916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	40 X 150
Legal Subdivision	TOWNSHIP/BLOOMFIELD
Legal Block	308
Legal Lot Number	88
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	3
Census Block	3012
Census Tract	15500

Owner

188 Jerome Pl is owned and occupied by two individuals who bought it in August 2021.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	188 JEROME PL, BLOOMFIELD, NJ 07003-4916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage SANTANDER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Oct 24, 2015 · Amount on File
Deed Document Number	2021102516
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 19, 2021
Property Address	188 JEROME PL, BLOOMFIELD, NJ 07003-4916
Document Number	2021102516
Instrument Date	Jul 30, 2021
Instrument	2021102516
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 JEROME PL, 188, BLOOMFIELD, NJ 07003-4916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 JEROME PL, BLOOMFIELD, NJ 07003-4916
Investor	Possibly a Property Investor

Mortgage

Document Number	0000102523
Date	Aug 19, 2021
Instrument	2021102523

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	188 JEROME PL, BLOOMFIELD, NJ 07003-4916
Document Number	0000061491
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	MAX TITLE AGENCY LLC, MAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 JEROME PL BLOOMFIELD NJ 070034916, BLOOMFIELD, NJ 07003-4916

Mortgage

Document Number	0000061491
Date	Jul 6, 2020
Instrument	61491

Lender

Name	SANTANDER BK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 188 Jerome Pl was $11,447, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,100 (-) Land $110,000 Building $218,100	$328,100 (-) Land $110,000 Building $218,100
2025	$11,447.00 (+2.86%)	$328,100 Land $110,000 Building $218,100	$328,100 Land $110,000 Building $218,100
2024	$11,129.00
2023		$328,100 Land $110,000 Building $218,100	$328,100 Land $110,000 Building $218,100
2022	$10,505.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Jerome Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 44 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	147 (1983–2024)
Claims Outside the SFHA	1 of 147
Most Recent Claim	Aug 2024 · river or lake flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 43 claims Hurricane Irene, Aug 2011 · 39 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 41 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 188 Jerome Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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