194 E Tuso Ranch Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 194 E Tuso Ranch Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,020 sqft · built 2022
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$867,500 (Mar 2022)
Tax Bill	$14,069 (2026)
Deeds & Mortgages	Feb 2023 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262-450-630-000`

Property Details

APN / Parcel Number

Primary APN	`262-450-630-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,020 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,920 sqft (0.09 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	194 E TUSO RANCH RD
City	TRACY
State	CA
Zip	95391-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 125 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 4
Legal Subdivision	MOUNTAIN HOUSE NBRHD B UN
Legal Block	3
Legal Lot Number	125
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	194 E TUSO RANCH RD, TRACY, CA 95391-8331
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Intrafamily Transfer, Transfer
Mar 22, 2022	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on Record
Deed Sale	Mar 22, 2022 · Amount on Record
Deed Document Number	202237747
Last Transfer Date	Feb 11, 2023
Transfer Doc	0000010968
Record Updated	Oct 29, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 13, 2023
Property Address	194 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331
Document Number	0000010968
Map Reference	MB 43 PG 70
Instrument Date	Feb 11, 2023
Instrument	2023-010968
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 22, 2022
Property Address	194 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331
Document Number	0000037747
Map Reference	MB 43 PG 123
Instrument Date	Mar 3, 2022
Instrument	2022-037747
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	46924 SHALE CMN, FREMONT, CA 94539-8108

Mortgage

Document Number	0000037748
Date	Mar 22, 2022
Instrument	2022-037748

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,069.00 (+10.85%)
2025	$12,692.00 (-3.39%) Homeowner's exemption	$821,900 (-7.08%) Land $245,000 Building $576,900
2023	$13,137.00 (+173.18%) Homeowner's exemption	$884,480 Land $265,200 Building $619,280	$847,620
2022	$4,809.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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