184 E Tuso Ranch Rd, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 184 E Tuso Ranch Rd, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,676 sqft · built 2022
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Mar 2022)
Tax Bill	$13,001 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`262-450-640-000`

Property Details

APN / Parcel Number

Primary APN	`262-450-640-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,676 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,049 sqft (0.07 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	184 E TUSO RANCH RD
City	TRACY
State	CA
Zip	95391-8331
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 126 MOUNTAIN HOUSE NEIGHBORHOOD B UNIT NO. 4
Legal Subdivision	MOUNTAIN HOUSE NBRHD B
Legal Block	3
Legal Lot Number	126
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3021
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	184 E TUSO RANCH RD, TRACY, CA 95391-8331
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Mar 23, 2022	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 23, 2022	Grant Deed, Transfer · Conventional Mortgage INSPIRE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	202238265
Prior Transfer Date	Mar 17, 2022
Prior Transfer Doc	0000038266
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	PREMIUM TITLE INC, PREMIUM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331

Mortgage

Document Number	0000054943
Date	Apr 29, 2022
Instrument	2022-054943

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	May 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.37%
Index	Other
Margin	3
Max Rate	8.37%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2022
Property Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331
Document Number	0000038266
Map Reference	MB 43 PG 70
Instrument Date	Mar 17, 2022
Instrument	2022-038266
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 23, 2022
Property Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331
Document Number	0000038265
Map Reference	MB 43 PG 123
Instrument Date	Mar 3, 2022
Instrument	2022-038265
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 E TUSO RANCH RD, MOUNTAIN HOUSE, CA 95391-8331

Mortgage

Document Number	0000038267
Date	Mar 23, 2022
Instrument	2022-038267

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,001.00 (+11.82%)
2025	$11,627.00 (-2.63%)	$741,500 (-6.15%) Land $220,000 Building $521,500
2023	$11,941.00 (+162.61%)	$790,127 Land $234,600 Building $555,527	$770,130
2022	$4,547.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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