176 E St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 176 E St, Cayucos, CA 93430 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1947
Square Footage2,211 sqft Living Area
Lot Size5,050 sqft (0.116 acres)
OccupancyOwner Occupied
Last Sale$12,000 (2001)
Tax Bill$6,662.00 (2025)

Property Details

APN / Parcel Number

Primary APN064-117-004

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Building Area2,211 sqft Living Area
1st Floor2,211 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Construction TypeWood Construction
Lot Area5,050 sqft (0.116 acres)
Parking Spaces1 Parking Spaces
Total Buildings2 Total Buildings

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address176 E ST
CityCAYUCOS
StateCA
Zip93430-1145
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMORRO RK VW 3 BL 3 LTS 7 & 8
Legal SubdivisionMORRO ROCK VIEW SUB 03
Legal Block3
Legal Lot Number7,8
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionNORTH COAST
Census Blockgroup1
Census Block1039
Census Tract10504

Owner

Source: San Luis Obispo County records · APN 064-117-004

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address176 E ST, CAYUCOS, CA 93430-1145
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Dec 08, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
FREMONT BANK
Dec 28, 2021Intrafamily Transfer, Transfer
Jul 16, 2020Quit Claim Deed, Transfer
WFG TITLE COMPANY/CA, WFG TITLE CO/CA
Jul 16, 2020Quit Claim Deed, Transfer
OPTIMUM FIRST INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 21, 2001 · Amount on Record
Deed SaleSep 21, 2001 · Amount on Record
Prior SaleNov 05, 1999 · Amount on Record
Deed Doc Number200171892
Last Transfer DateDec 02, 2021
Transfer Doc0000083789
Record RefreshedSep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 08, 2021
Property Address176 E ST, CAYUCOS, CA 93430-1145
Document Number0000080243
Map ReferenceMB 3 PG 101
Instrument DateDec 02, 2021
Instrument2021080243
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address176 E ST, CAYUCOS, CA 93430-1145

Mortgage

Document Number0000080244
DateDec 08, 2021
Instrument2021080244
Lender
NameFREMONT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

Mortgage

Document Number0000080245
DateDec 08, 2021
Instrument2021080245
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 28, 2021
Property Address176 E ST, CAYUCOS, CA 93430-1145
Document Number0000083789
Map ReferenceMB 3 PG 101
Instrument DateDec 02, 2021
Instrument2021083789
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address176 E ST, CAYUCOS, CA 93430-1145

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 16, 2020
Property Address176 E ST, CAYUCOS, CA 93430-1145
Document Number0000035785
Instrument DateJul 07, 2020
Instrument35785
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address176 E ST CAYUCOS CA 934301145, CAYUCOS, CA 93430-1145

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 16, 2020
Property Address176 E ST, CAYUCOS, CA 93430-1145
Document Number0000035783
Instrument DateJul 07, 2020
Instrument35783
Transaction TypeTransfer
Record UpdatedJul 30, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address176 E ST CAYUCOS CA 934301145, CAYUCOS, CA 93430-1145

Mortgage

Document Number35784
DateJul 16, 2020
Instrument35784
Lender
NameOPTIMUM FIRST INC
AddressFOUNTAIN VALLEY, CA 92708
Agreement
AmountAmount Recorded
Term360 Months
DueJul 15, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$650,874 (+2%) Land $250,824 Building $400,050
2025$6,662.00 (+28.46%) Homeowner's exemption$638,112 (+31.33%) Land $245,906 Building $392,206
2023$5,186.00 (+1.77%) Homeowner's exemption$485,884 Land $236,358 Building $249,526
2022$5,096.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 63% of the US · above 38% of California
Wildfire LikelihoodAbout 1 in 503 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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