194 E Renette Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 194 E Renette Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 896 sqft · built 1948
Lot Size	0.139 acres (6,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Jun 2024)
Tax Bill	$8,943 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Nov 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`492-210-09-00`

Property Details

APN / Parcel Number

Primary APN	`492-210-09-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	896 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,069 sqft (0.139 acres)
Lot Dimensions	71 ft deep x 80 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	194 E RENETTE AVE
City	EL CAJON
State	CA
Zip	92020-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 27 (EX ST OP&N 64 FT)ST CLSD ADJ&E 80 FT OF S 135 FT OF TR 000608
Legal Subdivision	SOUTHERN ADD
Legal Tract	000608
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	194 E RENETTE AVE, EL CAJON, CA 92020-6212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 3, 2021	Grant Deed, Transfer · Line of Credit PACIFIC PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2024 · Amount on Record
Deed Sale	Jun 17, 2024 · Amount on Record
Prior Sale	Mar 9, 2022 · Amount on Record
Deed Document Number	2024152637
Prior Transfer Date	Apr 24, 1996
Prior Transfer Doc	0000211301
Record Updated	Oct 29, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 9, 2022
Property Address	194 E RENETTE AVE, EL CAJON, CA 92020-6212
Document Number	0000105544
Map Reference	MAP 608
Instrument Date	Feb 10, 2022
Instrument	2022-0105544
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	194 E RENETTE AVE, EL CAJON, CA 92020-6212

Mortgage

Document Number	0000105545
Date	Mar 9, 2022
Instrument	2022-0105545

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 3, 2021
Property Address	194 E RENETTE AVE, EL CAJON, CA 92020-6212
Document Number	0000766116
Map Reference	MAP 608
Instrument Date	Oct 28, 2021
Instrument	2021-0766116
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 W CARSON ST # 202-28, 202, TORRANCE, CA 90501-2885
Investor	Possibly a Property Investor

Mortgage

Document Number	0000801031
Date	Nov 22, 2021
Instrument	2021-0801031

Lender

Name	PACIFIC PREMIER BANK
Type	Bank
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$728,278 (+2%) Land $327,026 Building $401,252
2025	$8,943.00 (+12.6%)	$713,999 (+14.24%) Land $320,614 Building $393,385
2023	$7,942.00 (+29.37%) Homeowner's exemption	$625,000 Land $281,000 Building $344,000
2022	$6,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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