172 E Renette Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 172 E Renette Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,577 sqft · built 1949
Lot Size	0.186 acres (8,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Aug 2009)
Tax Bill	$3,905 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-210-06-00`

Property Details

APN / Parcel Number

Primary APN	`492-210-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,577 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	8,100 sqft (0.186 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	172 E RENETTE AVE
City	EL CAJON
State	CA
Zip	92020-6212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 27 S 135 FT OF E 60 FT OF W 175 FT OF TR 000608
Legal Subdivision	SOUTHERN ADD
Legal Tract	000608
Legal Block	2
Legal Lot Number	27
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2005
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2009 · Amount on Record
Deed Sale	Aug 27, 2009 · Amount on Record
Prior Sale	Jun 18, 2004 · Amount on Record
Deed Document Number	2009481095
Prior Transfer Date	May 24, 2004
Prior Transfer Doc	0000571945
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 28, 2026
Property Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212
Document Number	0000118584
Instrument Date	Apr 23, 2026
Instrument	2026118584
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property, 149
Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212

Mortgage

Document Number	0000118584,
Date	Apr 28, 2026
Instrument	2026118584

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212

Mortgage

Document Number	0000704033
Date	Oct 8, 2021
Instrument	2021-0704033

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	172 E RENETTE AVE, EL CAJON, CA 92020-6212
Document Number	0000683274
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 11, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	172 E RENETTE AVE EL CAJON CA 920206212, EL CAJON, CA 92020-6212

Mortgage

Document Number	0000683274
Date	Nov 3, 2020
Instrument	683274

Lender

Name	INTELLILOAN INC
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,555 (+2%) Land $164,570 Building $126,985
2025	$3,905.00 (-3.37%) Homeowner's exemption	$285,840 (+4.04%) Land $161,344 Building $124,496
2024	$4,041.00 (+5.9%)
2023	$3,816.00 (+0.79%) Homeowner's exemption	$274,742 Land $155,080 Building $119,662
2022	$3,786.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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