194 E Main St, Gouverneur, NY 13642 Property Records

St. Lawrence County and Gouverneur Town property record for 194 E Main St, Gouverneur, NY 13642

Property Summary

Property Type	Apartments (5+ Units)
Details	3,672 sqft · built 1950
Lot Size	0.368 acres (16,050 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2021)
Tax Bill	$3,700 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
APN	`404001 173.025-9-6`

Property Details

APN / Parcel Number

Primary APN	`404001 173.025-9-6`
Alternative APN	`400117302500090060000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,672 sqft Gross Area
Basement Area	2,028 sqft
Unfinished Basement	2,028 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	16,050 sqft (0.368 acres)
Lot Dimensions	214 ft deep x 75 ft wide
Porch	Slab
Porch Area	392 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	404001 173.025-9-6
Street Address	194 E MAIN ST
City	GOUVERNEUR
State	NY
Zip	13642-1526
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R1
Legal Description	75X210X30X8X80X35X219
Legal Block	9
Legal Lot Number	6.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	GOUVERNEUR
Census Block Group	6
Census Block	6007
Census Tract	492700

Owner

194 E Main St, a residential property, is owned by an individual who bought it in December 2021.

Source: St. Lawrence County and Gouverneur Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7 MILL ST, GOUVERNEUR, NY 13642-1318
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2021 · Amount on File
Deed Sale	Dec 13, 2021 · Amount on File
Prior Sale	Dec 23, 2009 · Amount on File
Deed Document Number	202117055
Prior Transfer Date	Nov 23, 2009
Prior Transfer Doc	2009020944
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Dec 13, 2021
Property Address	194 E MAIN ST, GOUVERNEUR, NY 13642-1526
Document Number	0000017055
Instrument Date	Dec 7, 2021
Instrument	R-2021-00017055
Transaction Type	Transfer
Record Updated	Dec 27, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 LITTLE BOW RD, 417, GOUVERNEUR, NY 13642-3152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 MILL ST, GOUVERNEUR, NY 13642-1318

Mortgage

Document Number	0000017056
Date	Dec 13, 2021
Instrument	R-2021-00017056

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 194 E Main St was $3,700, up 3.1% from the year before.

Source: St. Lawrence County and Gouverneur Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Gouverneur Town
Municipality	Gouverneur Village
Unified School District	Gouverneur Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,700.00 (+3.09%)
2025	$3,589.00	$91,000 Land $9,100 Building $81,900	$126,389 Land $12,639 Building $113,750
2023		$91,000 Land $9,100 Building $81,900	$112,346 Land $11,235 Building $101,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 194 E Main St; there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2024)
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Aug 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOUVERNEUR serves 4,263 people · EPA ID NY4404385
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20