St. Lawrence County and Gouverneur Town property record for 188 E Main St, Gouverneur, NY 13642
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 4,642 sqft · built 1950 |
| Lot Size | 0.556 acres (24,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Apr 2003) |
| Tax Bill | $4,941 (2026) |
| Deeds & Mortgages | Aug 2025 Transfer Apr 2019 Mortgage + 1 more |
| APN | 404001 173.025-9-5 |
| Primary APN | 404001 173.025-9-5 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,642 sqft Gross Area |
| Basement Area | 1,925 sqft |
| Unfinished Basement | 1,925 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 24,231 sqft (0.556 acres) |
| Lot Dimensions | 197 ft deep x 123 ft wide |
| Porch | Slab |
| Porch Area | 350 sqft |
| Canopy | 336 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 404001 173.025-9-5 |
|---|---|
| Street Address | 188 E MAIN ST |
| City | GOUVERNEUR |
| State | NY |
| Zip | 13642-1511 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R1 |
| Legal Block | 9 |
| Legal Lot Number | 5.000 |
| Jurisdiction | ST LAWRENCE NY |
| Township / Civil Division | GOUVERNEUR |
| Census Block Group | 6 |
| Census Block | 6007 |
| Census Tract | 492700 |
188 E Main St, a residential property, is owned and occupied by two individuals who acquired it in August 2025.
Source: St. Lawrence County and Gouverneur Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 188 E MAIN ST, GOUVERNEUR, NY 13642-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2025 | Intrafamily Transfer, Transfer |
| Apr 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NORTHERN CU |
| May 11, 2018 | Deed of Trust, Mortgage · Line of Credit MASSENA SAVINGS & LOAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2003 · Amount on File |
| Deed Sale | Apr 30, 2003 · Amount on File |
| Prior Sale | Feb 20, 1997 · Amount on File |
| Deed Book / Page | 2003 / 7051 |
| Last Transfer Date | Aug 22, 2025 |
| Transfer Doc | 0000010030 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Recording Date | Aug 27, 2025 |
| Property Address | 188 E MAIN ST, GOUVERNEUR, NY 13642-1511 |
| Document Number | 0000010030 |
| Instrument Date | Aug 22, 2025 |
| Instrument | R-2025-00010030 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 502D SLEEPY HOLLOW RD, GOUVERNEUR, NY 13642-1569 |
| Name | Verified Name |
|---|---|
| Address | 188 E MAIN ST, GOUVERNEUR, NY 13642-1511 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 188 E MAIN ST, GOUVERNEUR, NY 13642-1511 |
| Document Number | 0000005110 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 188 E MAIN ST GOUVERNEUR NY 136421511, GOUVERNEUR, NY 13642-1511 |
| Document Number | 0000005110 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 5110 |
| Name | NORTHERN CU |
|---|---|
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | May 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LAWRENCE NY |
| Property Address | 188 E MAIN ST, GOUVERNEUR, NY 13642-1511 |
| Document Number | 0000005797 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Name | Verified Name |
|---|---|
| Address | 208 E HATFIELD ST MASSENA NY 136623296, MASSENA, NY 13662-3296 |
| Document Number | 0000005797 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 5797 |
| Name | MASSENA SAVINGS & LOAN |
|---|---|
| Address | 255 MAIN ST, MASSENA, NY 13662-1904 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 14, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 188 E Main St was $4,941 with exemptions applied, up 3% from the year before.
Source: St. Lawrence County and Gouverneur Town assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | New York |
| County | St. Lawrence County |
| County Subdivision | Gouverneur Town |
| Municipality | Gouverneur Village |
| Unified School District | Gouverneur Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,941.00 (+3.04%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,795.00 | $126,800 Land $10,800 Building $116,000 | $176,111 Land $15,000 Building $161,111 |
| 2023 | $126,800 Land $10,800 Building $116,000 | $156,543 Land $13,333 Building $143,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 188 E Main St; there have been 9 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 9 (1978–2024) |
| Most Recent Claim | Aug 2024 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 188 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GOUVERNEUR serves 4,263 people · EPA ID NY4404385 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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