Bergen County and Saddle Brook Township property record for 194 Colonial Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1957 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Oct 2007) |
| Tax Bill | $8,116 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01202-0000-00017 |
| Primary APN | 57-01202-0000-00017 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Old Parcel Number | 5700159J00010 |
|---|---|
| Street Address | 194 COLONIAL AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X110 |
| Legal Block | 1202 |
| Legal Lot Number | 17 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52100 |
194 Colonial Ave is owned and occupied by two individuals who acquired it in October 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 194 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Jun 7, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2007 · Amount on File |
| Deed Sale | Oct 23, 2007 · Amount on File |
| Deed Document Number | 2007117335 |
| Deed Book / Page | 9433 / 371 |
| Last Transfer Date | Oct 26, 2021 |
| Transfer Doc | 0047031706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 194 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 194 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Document Number | 0057471351 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | 5747/1351 |
| Instrument | 2026017299 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Feb 16, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 7, 2022 |
| Property Address | 194 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Document Number | 0047031706 |
| Book / Page | 4703 / 1706 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2022058158 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 194 COLONIAL AVE, 194, SADDLE BROOK, NJ 07663-5143 |
| Name | Verified Name |
|---|---|
| Address | 194 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Document Number | 2022058159 |
|---|---|
| Date | Jun 7, 2022 |
| Instrument | 2022058159 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 174 Months |
| Due | Dec 1, 2036 |
The 2025 property tax bill for 194 Colonial Ave was $8,116, up 5.6% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,200 (+2.11%) Land $216,600 Building $132,600 | $349,200 (+2.11%) Land $216,600 Building $132,600 | |
| 2025 | $8,116.00 (+5.59%) | $342,000 Land $212,800 Building $129,200 | $342,000 Land $212,800 Building $129,200 |
| 2024 | $7,686.00 | ||
| 2023 | $320,000 Land $200,900 Building $119,100 | $320,000 Land $200,900 Building $119,100 | |
| 2022 | $7,273.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 194 Colonial Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 71 (1979–2021) |
| Claims Outside the SFHA | 23 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 194 Colonial Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures