Bergen County and Saddle Brook Township property record for 186 Colonial Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 2,116 sqft · built 1957 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Jul 2021) |
| Tax Bill | $15,182 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01202-0000-00019 |
| Primary APN | 57-01202-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Old Parcel Number | 5700159J00008 |
|---|---|
| Street Address | 186 COLONIAL AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663-5143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X110 |
| Legal Subdivision | SADDLE RIVER PARK HOMES INC |
| Legal Block | 1202 |
| Legal Lot Number | 19 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 52100 |
186 Colonial Ave is owned and occupied by two individuals who bought it in July 2021.
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2021 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on File |
| Deed Sale | Jul 8, 2021 · Amount on File |
| Prior Sale | Nov 9, 2012 · Amount on File |
| Deed Document Number | 2021110140 |
| Deed Book / Page | 4260 / 1728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 8, 2021 |
| Property Address | 186 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Document Number | 0042601728 |
| Book / Page | 4260 / 1728 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021110140 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Title Company | ATLANTIC TTL & STLMT SVC LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,238.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 BEACON HILL DR, 31, CHESTER, NJ 07930-3013 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 186 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Document Number | 0042601733 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | 4260/1733 |
| Instrument | 2021110141 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 186 COLONIAL AVE, SADDLE BROOK, NJ 07663-5143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025940327 |
|---|---|
| Date | Apr 24, 2017 |
| Book Page | 02594/0327 |
| Instrument | 17-033037 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 186 Colonial Ave was $15,182, up 5.9% from the year before.
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $663,400 (+3.69%) Land $216,600 Building $446,800 | $663,400 (+3.69%) Land $216,600 Building $446,800 | |
| 2025 | $15,182.00 (+5.9%) | $639,800 Land $212,800 Building $427,000 | $639,800 Land $212,800 Building $427,000 |
| 2024 | $14,336.00 | ||
| 2023 | $594,500 Land $200,900 Building $393,600 | $594,500 Land $200,900 Building $393,600 | |
| 2022 | $13,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Colonial Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 71 (1979–2021) |
| Claims Outside the SFHA | 23 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 186 Colonial Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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