194 Clear Stream Rd, Franklin, NC 28734 Property Records

Macon County property record for 194 Clear Stream Rd, Franklin, NC 28734

Property Summary

Property Type	Mobile Home
Details	1,008 sqft · built 2012
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$77,000 (Apr 2021)
Tax Bill	$376 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6583510347`

Property Details

APN / Parcel Number

Primary APN	`6583510347`
Alternative APNs	`0102012` `149409`

Interior

Stories	1 Story
Building Area	1,008 sqft Heated Area
1st Floor Area	1,008 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	149409
Street Address	194 CLEAR STREAM RD
City	FRANKLIN
State	NC
Zip	28734-7353
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R
Legal Description	LOT 4 CLEAR STREAM & OAK GROVE
Legal Subdivision	CLEAR STREAM
Legal Lot Number	4
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2024
Census Tract	970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 CLEAR STREAM RD, FRANKLIN, NC 28734-7353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU
Aug 31, 2018	Warranty Deed, Transfer WINDWOOD PROPERTIES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	20214063
Deed Book / Page	40 / 1
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Apr 27, 2021
Property Address	194 CLEAR STREAM RD, FRANKLIN, NC 28734-7353
Document Number	00000W40/1
Book / Page	W-40 / 1
Map Reference	CAB 1 SL 115 PG 3
Instrument Date	Apr 26, 2021
Instrument	2021004063
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$154.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 CLEAR STREAM ROAD, FRANKLIN, NC 28734

Mortgage

Document Number	2021004064
Date	Apr 27, 2021
Instrument	2021004064

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	5-Year CMT
Max Rate	9.75%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 31, 2018
Property Address	194 CLEAR STREAM RD, FRANKLIN, NC 28734-7353
Document Number	00U38/0300
Book / Page	U-38 / 0300
Map Reference	CAB1 SL115
Instrument Date	Aug 31, 2018
Instrument	2018006011
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1862 WELCH RD, 1862, FRANKLIN, NC 28734-5923

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	241 E RIDGE RD, FRANKLIN, NC 28734

Mortgage

Document Number	2018006012
Date	Aug 31, 2018
Instrument	2018006012

Lender

Name	WINDWOOD PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Sep 1, 2021

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$376.00	$79,310 (-) Land $28,210 Building $51,100	$79,310 (-) Land $28,210 Building $51,100
2025	$376.00 (+3.3%)
2023	$364.00	$79,310 Land $28,210 Building $51,100	$79,310 Land $28,210 Building $51,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Vyve Broadband.

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