104 Clear Stream Rd, Franklin, NC 28734 Property Records

Macon County property record for 104 Clear Stream Rd, Franklin, NC 28734

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,936 sqft · built 1984
Lot Size0.66 acres (28,750 sqft)
OwnerIndividual Name on Record
Last Sale$197,000 (Mar 2010)
Tax Bill$1,172 (2026)
Deeds & MortgagesSep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN6583515215

Property Details

APN / Parcel Number

Primary APN6583515215
Alternative APNs
  • 0102282
  • 119331

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,936 sqft Heated Area
1st Floor Area1,936 sqft
Basement Area872 sqft
Unfinished Basement872 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area28,750 sqft (0.66 acres)
TerrainRolling
Garage TypeAttached
Garage Area320 sqft
DrivewayConcrete Driveway
Parking Spaces1 Parking Space
Pool Area242 sqft
Deck Area120 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Account Number119331
Street Address104 CLEAR STREAM RD
CityFRANKLIN
StateNC
Zip28734-7352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionLOT 13 CLEAN STREAM & OAK GROVE 441S
Legal SubdivisionCLEAN STREAM AND OAK GROVE
Legal Lot Number13
JurisdictionMACON NC
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2024
Census Tract970700

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address104 CLEAR STREAM RD, FRANKLIN, NC 28734-7352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 16, 2010 · Amount on Record
Deed SaleMar 16, 2010 · Amount on Record
Deed Document Number20101700
Deed Book / Page33 / 306
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON NC
Property Address104 CLEAR STREAM RD, FRANKLIN, NC 28734-7352
Transaction TypeMortgage
Record UpdatedSep 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 CLEAR STREAM RD, FRANKLIN, NC 28734-7352

Mortgage

Document Number00B42/2188
DateSep 12, 2022
Book PageB-42/2188
Instrument2022006981
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateOct 1, 2027
Change Frequency5 Years
Min Rate At Change2.75%
Max Rate At Change5.5%
Index5-Year CMT
Max Rate9.5%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMacon County
Unified School DistrictMacon County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,172.00$325,110 (+2.1%) Land $32,550 Building $292,560$325,110 (+2.1%) Land $32,550 Building $292,560
2025$1,172.00 (+0.95%)
2023$1,161.00$318,410 Land $32,550 Building $285,860$318,410 Land $32,550 Building $285,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · above 80% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35

May also be available: Vyve Broadband.

Nearby Properties on Clear Stream Rd

Nearby Streets

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