194 Cecil Pl, Costa Mesa, CA 92627 Property Records

Orange County property record for 194 Cecil Pl, Costa Mesa, CA 92627

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,128 sqft · built 1997
Lot Size	0.072 acres (3,136 sqft)
Owner	Individual Name on Record
Last Sale	$1,150,000 (Jul 2021)
Tax Bill	$13,802 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`426-066-03`

Property Details

APN / Parcel Number

Primary APN	`426-066-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	3,136 sqft (0.072 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	194 CECIL PL
City	COSTA MESA
State	CA
Zip	92627-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P BK 298 PG 32 PAR 3
Legal Subdivision	PARCEL MAP 96-115
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	2
Census Block	2008
Census Tract	63201

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	194 CECIL PL, COSTA MESA, CA 92627-1747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 2, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Jul 2, 2021	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2021433471
Prior Transfer Date	Jul 1, 2021
Prior Transfer Doc	0000433470
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	194 CECIL PL, COSTA MESA, CA 92627-1747
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CECIL PL, COSTA MESA, CA 92627-1747

Mortgage

Document Number	0000016531
Date	Jan 22, 2026
Instrument	2026000016531

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2021
Property Address	194 CECIL PL, COSTA MESA, CA 92627-1747
Document Number	0000433470
Map Reference	MB 298 PG 32&33
Instrument Date	Jul 1, 2021
Instrument	2021000433470
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CECIL PL, COSTA MESA, CA 92627-1747

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2021
Property Address	194 CECIL PL, COSTA MESA, CA 92627-1747
Document Number	0000433471
Map Reference	MB 298 PG 32&33
Instrument Date	Jun 23, 2021
Instrument	2021000433471
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 CECIL PL, COSTA MESA, CA 92627-1747

Mortgage

Document Number	0000433472
Date	Jul 2, 2021
Instrument	2021000433472

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Costa Mesa City
Unified School District	Newport-Mesa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,244,796 (+2%) Land $952,339 Building $292,457
2025	$13,802.00 (+5.02%) Homeowner's exemption	$1,220,389 (+4.04%) Land $933,666 Building $286,723
2023	$13,142.00 (+2.56%) Homeowner's exemption	$1,173,000 Land $897,410 Building $275,590
2022	$12,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MESA WATER DISTRICT serves 110,000 people · EPA ID CA3010004
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 889 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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