194 Audubon Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 194 Audubon Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,675 sqft · built 1983
Lot Size	0.059 acres (2,570 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2020)
Tax Bill	$5,812 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-2S-21-42170-000-1940`

Property Details

APN / Parcel Number

Primary APN	`27-2S-21-42170-000-1940`
Alternative APNs	`27-221-42170-000-1940` `1056039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	2,075 sqft
1st Floor Area	1,084 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	2,570 sqft (0.059 acres)
Lot Dimensions	51 ft deep x 50 ft wide
Driveway	Brick Driveway

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	170 sqft
Deck Area	Deck Area
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	194 AUDUBON DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 194 FAIRWAYS OF SANDESTIN PH III PB 6-4 OR 223-71 OR 441-128 OR 3146-895
Legal Range	021
Legal Township	02S
Legal Section	27
Legal Subdivision	FAIRWAYS OF SANDESTIN PH III
Legal Phase	3
Legal Block	19
Legal Lot Number	194
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	2
Census Block	2006
Census Tract	950609

Owner

194 Audubon Dr is owned by two individuals who bought it in June 2020.

Source: Walton County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12919 SCHWARTZ RD, GRABILL, IN 46741-9413
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2020 · Amount on File
Deed Sale	Jun 12, 2020 · Amount on File
Deed Document Number	202020156
Deed Book / Page	3146 / 895
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 12, 2020
Property Address	194 AUDUBON DR, MIRAMAR BEACH, FL 32550-4894
Document Number	0031460895
Book / Page	3146 / 895
Map Reference	MB 6 PG 04
Instrument Date	Jun 10, 2020
Instrument	20200020156
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	135 S SHORE CT, 135, ROSWELL, GA 30076-3230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12919 SCHWARTZ RD, GRABILL, IN 46741-9413

Mortgage

Document Number	0003146897
Date	Jun 12, 2020
Instrument	3146/897

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 194 Audubon Dr was $5,812, up 3.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,812.00 (+3.14%)	$669,688 Land $59,726 Building $609,962	$669,688 Land $59,726 Building $609,962
2024	$5,635.00 (+4.56%)
2023	$5,389.00 (+8.15%)	$685,100 (+10.87%) Land $59,726 Building $625,374	$685,100 (+10.87%) Land $59,726 Building $625,374
2022	$4,983.00	$617,954 Land $66,296 Building $551,658	$617,954 Land $66,296 Building $551,658

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 194 Audubon Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 428 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	645 units insured incl. 217 condo units
Nearby Flood Claims	23 (1998–2024)
Claims Outside the SFHA	10 of 23
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 194 Audubon Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, LiveOak Fiber, Mediacom Xtream, Wildstar Networks.